265 Locust St, Hanover, PA 17331 Property Records

York County property record for 265 Locust St, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 506 sqft · built 1934
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$95,400 (Apr 2023)
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`67-000-04-0102.00-00000`

Property Details

APN / Parcel Number

Primary APN	`67-000-04-0102.00-00000`
Alternative APNs	`6700000401020000000` `670091800`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	506 sqft Living Area
1st Floor Area	506 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Ranch
Exterior Material	Siding
Roof Type	Hip
Lot Area	4,443 sqft (0.102 acres)
Porch	Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	265 LOCUST ST
City	HANOVER
State	PA
Zip	17331-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4019
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hanover Historic District listed 1997 · 2,640 contributing resources · NRIS 96001552

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

265 Locust St is owned and occupied by an individual who bought it in April 2023.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	265 LOCUST ST, HANOVER, PA 17331-2617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Mar 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage COASTAL LENDING GROUP LLC
Apr 25, 2023	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Dec 31, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Dec 31, 2018 · Amount on File
Deed Document Number	202314644
Deed Book / Page	2777 / 1106
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	265 LOCUST ST, HANOVER, PA 17331-2617
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 LOCUST ST, HANOVER, PA 17331-2617

Mortgage

Document Number	0000044962
Date	Nov 17, 2023
Book Page	2805/6176
Instrument	2023044962

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	265 LOCUST ST, HANOVER, PA 17331-2617
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 LOCUST ST, HANOVER, PA 17331-2617

Mortgage

Document Number	0000010509
Date	Mar 20, 2025
Book Page	2870/3725
Instrument	2025010509

Lender

Name	COASTAL LENDING GROUP LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Apr 25, 2023
Property Address	265 LOCUST ST, HANOVER, PA 17331-2617
Document Number	0000014644
Book / Page	2777 / 1106
Map Reference	MB 2501 PG 1804
Instrument Date	Apr 21, 2023
Instrument	2023014644
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$954.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 LOCUST ST, HANOVER, PA 17331-2617

Mortgage

Document Number	0000014645
Date	Apr 25, 2023
Instrument	2023014645

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	265 LOCUST ST, HANOVER, PA 17331-2617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022562
Date	Jun 3, 2019
Book Page	2519/7962
Instrument	2019022562

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Dec 31, 2018
Property Address	265 LOCUST ST, HANOVER, PA 17331-2617
Document Number	0000056749
Book / Page	2501 / 1804
Instrument Date	Dec 21, 2018
Instrument	2018056749
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 LOCUST ST, HANOVER, PA 17331-2617

Mortgage

Document Number	0000056750
Date	Dec 31, 2018
Instrument	2018056750

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 265 Locust St was $1,850.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	Hanover Borough
Unified School District	Hanover Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00	$49,670 Land $21,550 Building $28,120
2024	$1,804.00	$49,670 Land $21,550 Building $28,120
2006			$49,670 Land $21,550 Building $28,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 265 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: AT&T, Frontier, T-Mobile.

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