265 Locust Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 265 Locust Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,430 sqft · built 1914
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$2,590,000 (Oct 2002)
Tax Bill	$49,567 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551400 146-6-1-46`

Property Details

APN / Parcel Number

Primary APN	`551400 146-6-1-46`
Alternative APN	`140014600600010460000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,430 sqft Living Area
1st Floor Area	2,194 sqft
2nd Floor Area	1,564 sqft
Upper Floors Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Street Address	265 LOCUST AVE
City	RYE
State	NY
Zip	10580-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3005
Census Tract	7700

Owner

265 Locust Ave is owned and occupied by two individuals who bought it in October 2002.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 LOCUST AVE, RYE, NY 10580-1636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2002 · Amount on File
Deed Sale	Oct 4, 2002 · Amount on File
Deed Document Number	2002422690510
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 14, 2020
Property Address	265 LOCUST AVE, RYE, NY 10580-1636
Document Number	0602403681
Book / Page	060240 / 003681
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 E 84TH ST #7F NEW YORK NY 100282917, 7F, NEW YORK, NY 10028-2917

Mortgage

Document Number	602583683
Date	Sep 14, 2020
Book Page	060258/003683

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 265 Locust Ave was $49,567, up 8.9% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$49,567.00 (+8.95%)
2025	$45,496.00	$39,100 (-) Land $7,300 Building $31,800	$3,313,559 (+6.78%) Land $618,644 Building $2,694,915
2024		$39,100 (-) Land $7,300 Building $31,800	$3,103,175 (+2.38%) Land $579,365 Building $2,523,810
2023		$39,100 Land $7,300 Building $31,800	$3,031,007 Land $565,891 Building $2,465,116

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Locust Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	24 (1978–2023)
Claims Outside the SFHA	18 of 24
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 265 Locust Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20