Chautauqua County and Dunkirk City property record for 265 King St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,450 sqft · built 1940 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Sep 2018) |
| Tax Bill | $2,214 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Sep 2018 Mortgage + 1 more |
| APN | 060300 79.20-6-39 |
| Primary APN | 060300 79.20-6-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Upper Floors Area | 337 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 220 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030074490 |
|---|---|
| Street Address | 265 KING ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 45 X 120 IRR RES; OLD APN: 060300 35-6-7 |
| Legal Block | 6 |
| Legal Lot Number | 39.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 35400 |
Source: Chautauqua County and Dunkirk City records · APN 060300 79.20-6-39
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 KING ST, DUNKIRK, NY 14048-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Sep 21, 2018 | Deed of Trust, Mortgage LAKE SHORE SAVINGS BANK |
| Sep 21, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Feb 08, 2011 · Amount on Record |
| Deed Document Number | 20186438 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 265 KING ST, DUNKIRK, NY 14048-3020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2021005259 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | MT2021005259 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 265 KING ST, DUNKIRK, NY 14048-3020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2018003775 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | MT2018003775 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Sep 21, 2018 |
| Property Address | 265 KING ST, DUNKIRK, NY 14048-3020 |
| Document Number | DE2018006438 |
| Instrument Date | Sep 13, 2018 |
| Instrument | DE2018006438 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3582 E MAIN RD, FREDONIA, NY 14063-9721 |
Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,214.00 | $55,000 (-) Land $2,300 Building $52,700 | $125,000 (+25%) Land $5,227 Building $119,773 |
| 2023 | $55,000 (-) Land $2,300 Building $52,700 | $100,000 (+14.54%) Land $4,182 Building $95,818 | |
| 2022 | Additional exemption filed | $55,000 Land $2,300 Building $52,700 | $87,302 Land $3,651 Building $83,651 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: CIBL, Verizon.
Based on FCC filings for 596 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUNKIRK CITY serves 12,743 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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