265 Keylock Farm Rd, Cameron, NC 28326 Property Records

Harnett County property record for 265 Keylock Farm Rd, Cameron, NC 28326

Property Summary

Property Type	Rural Home
Details	4 bd · 5 ba · 4,120 sqft · built 2016
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Oct 2020)
Tax Bill	$4,932 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1500038821`

Property Details

APN / Parcel Number

Primary APN	`1500038821`
Alternative APN	`099564 0058 05`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	4,120 sqft Heated Area
1st Floor Area	2,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	121,097 sqft (2.78 acres)
Garage Type	Detached
Garage Area	972 sqft
Porch	Porch
Porch Area	452 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500038821
Street Address	265 KEYLOCK FARM RD
City	CAMERON
State	NC
Zip	28326-9848
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA20R
Legal Description	LOT#6 2.78ACS JUSTIN TAHILRAMANI MAP#2017-106
Legal Subdivision	ERIC E TALBERT, JUSTIN TAHILRAMANI
Legal Lot Number	6
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	3
Census Block	3010
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CAPITAL
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 19, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	202018999
Deed Book / Page	3883 / 740
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Sep 23, 2026
Property Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848
Document Number	0000019566
Book / Page	4364 / 1367
Instrument Date	Sep 23, 2026
Instrument	202619566
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848

Mortgage

Document Number	0000019566,
Date	Sep 23, 2026
Book Page	4364/1367
Instrument	202619566

Lender

Name	COMMUNITY CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Aug 26, 2026
Property Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848
Document Number	0000017618
Book / Page	4360 / 967
Instrument Date	Aug 25, 2026
Instrument	202617618
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848

Mortgage

Document Number	0000017618,
Date	Aug 26, 2026
Book Page	4360/967
Instrument	202617618

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Jun 25, 2026
Property Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848
Document Number	0000012937
Book / Page	4350 / 294
Instrument Date	Jun 22, 2026
Instrument	202612937
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848

Mortgage

Document Number	0000012937,
Date	Jun 25, 2026
Book Page	4350/294
Instrument	202612937

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005197
Date	Apr 3, 2020
Book Page	3798/862
Instrument	2020005197

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 19, 2020
Property Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848
Document Number	0000018999
Book / Page	3883 / 740
Map Reference	MB 2017 PG 106
Instrument Date	Oct 9, 2020
Instrument	2020018999
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3437 BODDEN WAY APT 174, 3437, ABINGDON, MD 21009-1929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848

Mortgage

Document Number	0000019000
Date	Oct 19, 2020
Instrument	2020019000

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 4, 2019
Property Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848
Document Number	0000016201
Book / Page	003752 / 000153
Instrument Date	Nov 1, 2019
Instrument	16201
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	345 HAY ST FAYETTEVILLE NC 283015535, FAYETTEVILLE, NC 28301-5535

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 20, 2019
Property Address	265 KEYLOCK FARM RD, CAMERON, NC 28326-9848
Document Number	0000011760
Book / Page	003727 / 000514
Instrument Date	Aug 20, 2019
Instrument	11760
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	265 KEYLOCK FARM RD CAMERON NC 283269848, CAMERON, NC 28326-9848

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,932.00 (+50.78%)	$679,963 (+41.32%)	$679,963 (+41.32%) Land $40,780 Building $639,183
2025	$3,271.00	$481,166 (-)	$481,166 (-) Land $19,830 Building $461,336
2023	$3,271.00 Veteran's exemption	$481,166	$481,166 Land $19,830 Building $461,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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