265 Jackson Cir, Kerens, TX 75144 Property Records

Navarro County property record for 265 Jackson Cir, Kerens, TX 75144

Property Summary

Property Type	Single Family Home
Details	4,203 sqft · built 2002
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on Record
Tax Bill	$20,456 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59573`

Property Details

APN / Parcel Number

Primary APN	`59573`
Alternative APN	`S0850.02.00420.00A.00.0`

Interior

Stories	2 Stories
Building Area	4,203 sqft Living Area
Gross Area	5,793 sqft
1st Floor Area	2,753 sqft
2nd Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	417 sqft

Location & Zoning

Account Number	S0850.02.00420.00A.00.0
Street Address	265 JACKSON CIR
City	KERENS
State	TX
Zip	75144-6183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S0850.02 SWEETWATER RANCH PH II LOT 42A 1.62 ACRES
Legal Subdivision	SWEETWATER RANCH PH II
Legal Lot Number	42A
Jurisdiction	NAVARRO TX
Township / Civil Division	KERENS
Census Block Group	1
Census Block	1138
Census Tract	970600

Owner

Source: Navarro County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11212 SHELTERWOOD LN, DALLAS, TX 75229-4356
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Oct 11, 2018	Deed of Trust, Mortgage · ARM VERITEX COMMUNITY BANK
Nov 9, 2021	Warranty Deed, Transfer
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023
Deed Sale	May 16, 2023
Prior Sale	Nov 9, 2021
Deed Document Number	20234307
Prior Transfer Date	Jun 9, 2014
Prior Transfer Doc	0000004202
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVARRO TX
Property Address	265 JACKSON CIR, KERENS, TX 75144-6183
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021013829
Date	Dec 20, 2021
Instrument	2021-013829

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVARRO TX
Property Address	265 JACKSON CIR, KERENS, TX 75144-6183
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008359
Date	Oct 11, 2018
Instrument	2018-00008359

Lender

Name	VERITEX COMMUNITY BANK
Type	Bank
Address	DALLAS, TX 75205

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.45%
Max Rate At Change	9.45%
Index	1-Year LIBOR
Max Rate	10.4%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVARRO TX
Recording Date	Nov 9, 2021
Property Address	265 JACKSON CIR, KERENS, TX 75144-6183
Document Number	2021012361
Map Reference	VOL 9 PG 258
Instrument Date	Nov 3, 2021
Instrument	2021-012361
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 JACKSON CIR, 265, KERENS, TX 75144-6183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 712, MIDLOTHIAN, TX 76065-0712

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVARRO TX
Recording Date	May 26, 2020
Property Address	265 JACKSON CIR, KERENS, TX 75144-6183
Document Number	202000004077
Map Reference	VOL 7 PG 67
Instrument Date	May 22, 2020
Instrument	2020-00004077
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 TURTLE COVE BLVD, LEWISVILLE, TX 75067

Mortgage

Document Number	202000004078
Date	May 26, 2020
Instrument	2020-00004078

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	202000004079
Date	May 26, 2020
Instrument	2020-00004079

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Navarro County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Navarro County
Unified School District	Kerens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,456.00 (-8.86%)	$1,304,670 (-10.74%) Land $515,140 Building $789,530	$1,304,670 (-10.74%) Land $515,140 Building $789,530
2024	$22,445.00 (-7.87%)
2023		$1,461,660 Land $359,890 Building $1,101,770	$1,461,660 Land $359,890 Building $1,101,770
2022	$24,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATFIELD WSC serves 6,546 people · EPA ID TX1750012
Water Source	Purchased surface water from CITY OF CORSICANA PWS
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
5G-X Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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