265 Ikebana Dr, Georgetown, KY 40324 Property Records

Scott County property record for 265 Ikebana Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,300 sqft · built 2020
Lot Size	0.126 acres (5,471 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,934 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`189-20-117.065`

Property Details

APN / Parcel Number

Primary APN	`189-20-117.065`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,300 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Lot Area	5,471 sqft (0.126 acres)

Location & Zoning

Street Address	265 IKEBANA DR
City	GEORGETOWN
State	KY
Zip	40324-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY BLOSSOM TWNHSE P 3-4-5
Legal Subdivision	CHERRY BLOSSOM TWNHSE P 3-4-5
Legal Lot Number	65
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2012
Census Tract	40303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 IKEBANA DR, GEORGETOWN, KY 40324-7907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022
Deed Sale	Sep 19, 2022
Deed Document Number	2022459097
Deed Book / Page	437 / 119
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 19, 2022
Property Address	265 IKEBANA DR, GEORGETOWN, KY 40324-7907
Document Number	00D437/119
Book / Page	D437 / 119
Map Reference	CAB 12 SL 68
Instrument Date	Sep 12, 2022
Instrument	459097
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 W MAIN ST, GEORGETOWN, KY 40324-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 IKEBANA DR, GEORGETOWN, KY 40324-7907

Mortgage

Document Number	0000459098
Date	Sep 19, 2022
Instrument	459098

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	12-Month MTA
Max Rate	10%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,710 (-)	$441,710 (-)
2025	$3,934.00 (-1.75%)	$441,710 (-)	$441,710 (-)
2023	$4,004.00 (+30.38%)	$441,710 (+24.78%) Land $50,000 Building $391,710	$441,710 (+24.78%) Land $50,000 Building $391,710
2022	$3,071.00	$354,000 Land $50,000 Building $304,000	$354,000 Land $50,000 Building $304,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20