La Plata County property record for 265 Hermosa Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1977 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jul 2007) |
| Tax Bill | $1,968 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-031-03-001 |
| Primary APN | 5597-031-03-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Patio Area | 144 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R013203 |
|---|---|
| Street Address | 265 HERMOSA DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: GOODMAN S/D BLOCK: 0 LOT: 16 GOODMAN SUB 265 HERMOSA DR DURANGO 81301 |
| Legal Subdivision | GOODMAN S/D |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970705 |
265 Hermosa Dr is owned and occupied by two individuals who bought it in July 2007.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 HERMOSA DR, DURANGO, CO 81301-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2007 · Amount on File |
| Deed Sale | Jul 2, 2007 · Amount on File |
| Prior Sale | May 26, 1993 · Amount on File |
| Deed Document Number | 2007959845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 1, 2026 |
| Property Address | 265 HERMOSA DR, DURANGO, CO 81301-3728 |
| Document Number | 0001254669 |
| Instrument Date | May 26, 2026 |
| Instrument | 20261254669 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 265 HERMOSA DR, DURANGO, CO 81301-3728 |
| Document Number | 0001254669, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20261254669 |
| Name | CREDIT UNION OF COLORADO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 265 HERMOSA DR, DURANGO, CO 81301-3728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001189512 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 1189512 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2031 |
The 2025 property tax bill for 265 Hermosa Dr was $1,968.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,340 (-2.08%) Land $8,610 Building $25,730 | $561,080 (-) Land $140,630 Building $420,450 | |
| 2025 | $1,968.00 | $35,070 Land $8,790 Building $26,280 | $561,080 Land $140,630 Building $420,450 |
| 2023 | $1,321.00 (+27.39%) | $30,460 (+28.79%) Land $7,400 Building $23,060 | $454,570 (+33.55%) Land $110,390 Building $344,180 |
| 2022 | $1,037.00 | $23,650 Land $7,740 Building $15,910 | $340,370 Land $111,380 Building $228,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 265 Hermosa Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Hermosa Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOODMAN POA private · serves 96 people · EPA ID CO0134480 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2022 |
| Also Mapped Here | ANIMAS WC |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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