St. Johns County property record for 265 Hermosa Ct, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1976 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2021) |
| Tax Bill | $3,182 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 273046-0180 |
| Primary APN | 273046-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 1,232 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,374 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 265 HERMOSA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 12-30 ST AUG SHORES UNIT 3 LOT 18 BLK 46 OR5343/1285 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 3 |
| Legal Block | 46 |
| Legal Lot Number | 18 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21210 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 HERMOSA CT, SAINT AUGUSTINE, FL 32086-7309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Jul 5, 2005 · Amount on Record |
| Deed Document Number | 202190066 |
| Deed Book / Page | 5343 / 1285 |
| Prior Transfer Date | Jun 29, 2005 |
| Prior Transfer Doc | 0024751264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 265 HERMOSA CT, SAINT AUGUSTINE, FL 32086-7309 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 HERMOSA CT, ST AUGUSTINE, FL 32086-7309 |
| Document Number | 0063101119 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 6310/1119 |
| Instrument | 2026015074 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 13, 2021 |
| Property Address | 265 HERMOSA CT, SAINT AUGUSTINE, FL 32086-7309 |
| Document Number | 0053431285 |
| Book / Page | 5343 / 1285 |
| Map Reference | MB 12 PG 27-32 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021090066 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 HERMOSA CT, ST AUGUSTINE, FL 32086-7309 |
| Document Number | 0053431287 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 5343/1287 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,671 (+2.57%) Land $103,311 Building $153,360 | $256,671 (-1.58%) Land $103,311 Building $153,360 | |
| 2025 | $3,182.00 (+13.32%) Homeowner's exemption | $250,234 (+5.99%) | $260,793 (+2.78%) Land $97,504 Building $163,289 |
| 2024 | $2,808.00 (+2.07%) | ||
| 2023 | $2,751.00 (+3.19%) Homeowner's exemption | $236,099 (+3%) | $253,749 (+10.7%) Land $97,504 Building $156,245 |
| 2022 | $2,666.00 Homeowner's exemption | $229,222 | $229,222 Land $63,096 Building $166,126 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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