265 Harvard Ave, Sidney, OH 45365 Property Records

Shelby County property record for 265 Harvard Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,782 sqft · built 1993
Lot Size	0.478 acres (20,800 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Jan 2026)
Tax Bill	$2,510 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit May 2009 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-2204329.026`

Property Details

APN / Parcel Number

Primary APN	`01-2204329.026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Shingle
Lot Area	20,800 sqft (0.478 acres)
Lot Dimensions	200 ft deep x 104 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	289 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	265 HARVARD AVE
City	SIDNEY
State	OH
Zip	45365-8264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4748 COLLEGE HILLS SUBDIVISIONSEC 2 CITY OF SIDNEY 020-22-04-329-026PLAT V16 P34
Legal Subdivision	COLLEGE HILLS SUBDIVISION
Legal Lot Number	4748
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3001
Census Tract	972200

Owner

265 Harvard Ave is owned and occupied by an individual who bought it in January 2026.

Source: Shelby County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	265 HARVARD AVE, SIDNEY, OH 45365-8264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 4, 2009	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Oct 28, 1992 · Amount on File
Deed Document Number	2026488
Deed Book / Page	2330 / 798
Prior Transfer Date	Aug 3, 2022
Prior Transfer Doc	02310/3317
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	265 HARVARD AVE, SIDNEY, OH 45365-8264
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002145/792
Date	Oct 11, 2018
Book Page	2145/792
Instrument	201800005137

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	265 HARVARD AVE, SIDNEY, OH 45365-8264
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001727/298
Date	May 4, 2009
Book Page	1727/298
Instrument	200900002738

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Apr 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jan 29, 2026
Property Address	265 HARVARD AVE, SIDNEY, OH 45365-8264
Document Number	002330/798
Book / Page	2330 / 798
Map Reference	VOL 16 PG 34
Instrument Date	Jan 28, 2026
Instrument	202600488
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 HARVARD AVE, SIDNEY, OH 45365-8264

Mortgage

Document Number	0202600489
Date	Jan 29, 2026
Instrument	202600489

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	Aug 4, 2022
Property Address	265 HARVARD AVE, SIDNEY, OH 45365-8264
Document Number	02310/3317
Book / Page	2310 / 3317
Map Reference	VOL 16 PG 34
Instrument Date	Aug 3, 2022
Instrument	202204341
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 CHESTNUT AVE, SIDNEY, OH 45365-3312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 265 Harvard Ave was $2,510 with exemptions applied, down 6.8% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,510.00 (-6.8%)	$88,020 (-) Land $17,180 Building $70,840
2024	$2,693.00 (-3.44%) Homeowner's exemption Senior Citizen's exemption	$88,020 (-) Land $17,180 Building $70,840
2023	$2,789.00 (+23.96%) Homeowner's exemption Senior Citizen's exemption	$88,020 (+35.54%) Land $17,180 Building $70,840	$251,490 Land $49,080 Building $202,410
2022	$2,250.00 Homeowner's exemption Senior Citizen's exemption	$64,940 Land $15,440 Building $49,500
2020			$185,540 Land $44,100 Building $141,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Harvard Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990–2013)
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Harvard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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