Putnam County property record for 265 Harbor Dr, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 512 sqft · built 2020 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $312 (2025) |
| Deeds & Mortgages | Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-08-27-8150-004.0-074.0 |
| Primary APN | 35-08-27-8150-004.0-074.0 |
|---|---|
| Alternative APN |
|
| Building Area | 512 sqft Living Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Account Number | 54074 |
|---|---|
| Street Address | 265 HARBOR DR |
| City | PALATKA |
| State | FL |
| Zip | 32177-7265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JOHNS HARBOR S/D UNIT 1, MB |
| Legal Range | 27E |
| Legal Township | 08S |
| Legal Section | 35 |
| Legal Subdivision | ST JOHNS HARBOR S/D |
| Legal Block | 4 |
| Legal Lot Number | 74 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 950100 |
265 Harbor Dr is owned and occupied by an individual who acquired it in July 2018.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 HARBOR DR, PALATKA, FL 32177-7265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2018 |
| Deed Sale | Jul 31, 2018 |
| Deed Document Number | 201854014058 |
| Deed Book / Page | 1514 / 0713 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jul 31, 2018 |
| Property Address | 265 HARBOR DR, PALATKA, FL 32177-7265 |
| Document Number | 0015140713 |
| Book / Page | 001514 / 000713 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 54014058 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 HARBOR DR PALATKA FL 32177, PALATKA, FL 32177 |
The 2025 property tax bill for 265 Harbor Dr was $312 with a senior citizen's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 Senior Citizen's exemption | $59,500 | $68,350 Land $7,280 Building $61,070 |
| 2023 | $702.00 (+526.79%) Homeowner's exemption | $56,150 (+2.99%) | $63,510 (+16.49%) Land $4,370 Building $59,140 |
| 2022 | $112.00 Homeowner's exemption | $54,520 | $54,520 Land $4,370 Building $50,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 76 (1999–2024) |
| Claims Outside the SFHA | 8 of 76 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Harbor Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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