265 Hanover Pl, Ridgeway, VA 24148 Property Records

Henry County property record for 265 Hanover Pl, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,499 sqft · built 1969
Lot Size	1.13 acres (49,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Mar 2010)
Tax Bill	$687 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016940001`

Property Details

APN / Parcel Number

Primary APN	`016940001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,499 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	49,416 sqft (1.13 acres)

Location & Zoning

Street Address	265 HANOVER PL
City	RIDGEWAY
State	VA
Zip	24148-3092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	HANOVER PLACE LOT 3
Legal Subdivision	HANOVER PLACE SUBDIVISION
Legal Lot Number	3
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3000
Census Tract	10602

Owner

Source: Henry County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 HANOVER PL, RIDGEWAY, VA 24148-3092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2010 · Amount on Record
Deed Sale	Mar 16, 2010 · Amount on Record
Deed Book / Page	1000 / 859
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Recording Date	Jul 17, 2026
Property Address	265 HANOVER PL, RIDGEWAY, VA 24148-3092
Document Number	0000002839
Instrument Date	Jul 3, 2026
Instrument	20262839
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 HANOVER PL, RIDGEWAY, VA 24148-3092

Mortgage

Document Number	0000002839,
Date	Jul 17, 2026
Instrument	20262839

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 15, 2066

Interest

Rate	6.48%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Recording Date	Apr 30, 2026
Property Address	265 HANOVER PL, RIDGEWAY, VA 24148-3092
Document Number	0000001611
Instrument Date	Apr 21, 2026
Instrument	20261611
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	265 HANOVER PL, RIDGEWAY, VA 24148-3092

Mortgage

Document Number	0000001611,
Date	Apr 30, 2026
Instrument	20261611

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$687.00	$123,800 (-) Land $12,000 Building $111,800
2023	$687.00	$123,800 Land $12,000 Building $111,800	$123,800 (-) Land $12,000 Building $111,800
2021			$123,800 Land $12,000 Building $111,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWAY TRAILER PARK private · serves 120 people · EPA ID VA5089700
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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