265 Gravely St, Mount Airy, NC 27030 Property Records

Surry County property record for 265 Gravely St, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1964
Lot Size	0.411 acres (17,903 sqft)
Owner	Individual Name on Record
Last Sale	$131,500 (Sep 2023)
Tax Bill	$642 (2026)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5020-09-27-1040`

Property Details

APN / Parcel Number

Primary APN	`5020-09-27-1040`
Alternative APNs	`100013585` `100127616`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,295 sqft
Flooring	Parquet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	17,903 sqft (0.411 acres)
Lot Width	76 ft Width
Porch	Slab
Porch Area	162 sqft
Storage Building	25 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	100127616
Street Address	265 GRAVELY ST
City	MOUNT AIRY
State	NC
Zip	27030-3478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	431 GRAVELY ST
Legal Subdivision	SANDY LEVEL/MERITA ST AREA
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	3
Census Block	3006
Census Tract	930502

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 GRAVELY ST, MOUNT AIRY, NC 27030-3478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jul 1, 1975
Deed Document Number	2023709853
Deed Book / Page	1870 / 980
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 29, 2023
Property Address	265 GRAVELY ST, MOUNT AIRY, NC 27030-3478
Document Number	001870/980
Book / Page	1870 / 980
Instrument Date	Sep 29, 2023
Instrument	709853
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 GRAVELY ST, MOUNT AIRY, NC 27030-3478

Mortgage

Document Number	001870/983
Date	Sep 29, 2023
Book Page	1870/983
Instrument	709854

Lender

Name	LATINO COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Mount Airy City
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$642.00	$99,960 (-12.43%) Land $14,000 Building $85,960	$99,960 (-12.43%) Land $14,000 Building $85,960
2025	$642.00 (+79.83%)	$114,150 (+76.27%) Land $14,700 Building $99,450	$114,150 (+76.27%) Land $14,700 Building $99,450
2023	$357.00	$64,760 Land $14,000 Building $50,760	$64,760 Land $14,000 Building $50,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1980–2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT AIRY serves 10,685 people · EPA ID NC0286010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Surry Telephone.

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