265 Gibson St, Bumpass, VA 23024 Property Records

Louisa County property record for 265 Gibson St, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,210 sqft · built 2022
Lot Size	6.96 acres (303,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2022)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`92 38 13`

Property Details

APN / Parcel Number

Primary APN	`92 38 13`
Alternative APNs	`30145` `28685`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,210 sqft Living Area
1st Floor Area	1,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	303,178 sqft (6.96 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	28685
Street Address	265 GIBSON ST
City	BUMPASS
State	VA
Zip	23024-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	JACKSON RIDGE SUBD PB 8/2551 LOT 13 DB 1871/78 6.96 AC
Legal Subdivision	JACKSON RIDGE SUBD
Legal Lot Number	13
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3008
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 GIBSON ST, BUMPASS, VA 23024-2845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP
Apr 11, 2022	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	202210653
Deed Book / Page	1871 / 78
Prior Transfer Date	Jun 29, 2011
Prior Transfer Doc	01252/0293
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 24, 2022
Property Address	265 GIBSON ST, BUMPASS, VA 23024-2845
Document Number	0001871/78
Book / Page	1871 / 78
Map Reference	MB 8 PG 2552
Instrument Date	Oct 21, 2022
Instrument	202200010653
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	265 GIBSON ST, BUMPASS, VA 23024-2845

Mortgage

Document Number	0000187183
Date	Oct 24, 2022
Instrument	1871/83

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 11, 2022
Property Address	265 GIBSON ST, BUMPASS, VA 23024-2845
Document Number	001836/393
Book / Page	1836 / 393
Map Reference	MB 8 PG 2552
Instrument Date	Apr 8, 2022
Instrument	202200003769
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 CREW RD, LOUISA, VA 23093-2705

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,500 (+4.2%) Land $58,000 Building $433,500	$491,500 (+4.2%) Land $58,000 Building $433,500
2025	$3,396.00 (+10.94%)	$471,700 (+17.08%) Land $49,200 Building $422,500	$471,700 (+17.08%) Land $49,200 Building $422,500
2024	$3,061.00 (+1,114.68%)
2023		$402,900 Land $41,500 Building $361,400
2022	$252.00		$402,900 Land $41,500 Building $361,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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