265 Gershwin Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 265 Gershwin Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,033 sqft · built 1960
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Aug 2026)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`O68-00149-0016`

Property Details

APN / Parcel Number

Primary APN	`O68-00149-0016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,495 sqft
1st Floor Area	1,493 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	265 GERSHWIN DR
City	DAYTON
State	OH
Zip	45458-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	449 SON 3 SEC 4
Legal Subdivision	SON 3
Legal Lot Number	16
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2019
Census Tract	40403

Owner

265 Gershwin Dr is owned and occupied by an individual who bought it in August 2026.

Source: Montgomery County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	265 GERSHWIN DR, DAYTON, OH 45458-2213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 4, 2025	Affidavit of Death of Joint Tenant, Transfer
Nov 7, 2025	Transfer on Death Deed, Transfer
Oct 21, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Deed Document Number	202638608
Prior Transfer Date	Sep 30, 2025
Prior Transfer Doc	0000058649
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 30, 2026
Property Address	265 GERSHWIN DR, DAYTON, OH 45458-2213
Document Number	0000038609
Instrument Date	Jun 11, 2026
Instrument	202638609
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 STEWART RD, XENIA, OH 45385-9323

Mortgage

Document Number	0000038609,
Date	Jun 30, 2026
Instrument	202638609

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 4, 2026
Property Address	265 GERSHWIN DR, DAYTON, OH 45458-2213
Document Number	0000038608
Instrument Date	Jun 10, 2026
Instrument	202638608
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$99,081.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 GERSHWIN DR, DAYTON, OH 45458-2213

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 4, 2025
Property Address	265 GERSHWIN DR, DAYTON, OH 45458-2213
Document Number	0000068475
Map Reference	MB 61 PG 48
Instrument Date	Nov 14, 2025
Instrument	2025-00068475
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 GERSHWIN DR, DAYTON, OH 45458-2213

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 7, 2025
Property Address	265 GERSHWIN DR, DAYTON, OH 45458-2213
Document Number	0000063437
Map Reference	MB 61 PG 48
Instrument Date	Oct 10, 2025
Instrument	2025-00063437
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 GERSHWIN DR, DAYTON, OH 45458-2213

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 21, 2025
Property Address	265 GERSHWIN DR, DAYTON, OH 45458-2213
Document Number	0000058649
Map Reference	MB 61 PG 48
Instrument Date	Jun 6, 2023
Instrument	2025-00058649
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 GERSHWIN DR, CENTERVILLE, OH 45458-2213

Tax Assessment & Valuation

The 2025 property tax bill for 265 Gershwin Dr was $4,533, down 0.6% from the year before.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,533.00 (-0.64%)	$81,570 (-) Land $13,610 Building $67,960	$233,070 Land $38,890 Building $194,180
2024	$4,562.00 (+8.39%)	$81,570 (-) Land $13,610 Building $67,960
2023	$4,209.00 (+3.57%)	$81,570 (+27.06%) Land $13,610 Building $67,960	$233,070 Land $38,890 Building $194,180
2022	$4,064.00	$64,200 Land $10,720 Building $53,480
2020			$183,420 Land $30,630 Building $152,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Gershwin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 265 Gershwin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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