265 Garden Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 265 Garden Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,542 sqft · built 2001
Lot Size	0.064 acres (2,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Dec 2024)
Tax Bill	$15,635 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0331-431-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-431-03-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,542 sqft Living Area
Gross Area	4,010 sqft
1st Floor Area	1,468 sqft
2nd Floor Area	1,074 sqft
Basement Area	416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,800 sqft (0.064 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	1,052 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	265 GARDEN DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 9790 LOT 14 TRACT 9790 LOT 14 AND INT IN COMMON AREA AS PER RECORD AND PURSUANT TO SEC 2188.5 OF REVENUE AND TAXATION CODE
Legal Subdivision	TRACT NO. 9790
Legal Tract	9790
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	1
Census Block	1000
Census Tract	10906

Owner

265 Garden Dr is owned by two individuals who bought it in December 2024.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8383 WILSHIRE BLVD, 1000, BEVERLY HILLS, CA 90211-2439
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 19, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Dec 19, 2017 · Amount on File
Deed Document Number	2024291156
Prior Transfer Date	May 15, 2013
Prior Transfer Doc	0000303579
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	265 GARDEN DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53, LAKE ARROWHEAD, CA 92352-0053

Mortgage

Document Number	0000027451
Date	Jan 24, 2022
Instrument	2022-0027451

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 19, 2017
Property Address	265 GARDEN DR, LAKE ARROWHEAD, CA 92352
Document Number	0000539868
Map Reference	MB151 PG10-12
Instrument Date	Nov 30, 2017
Instrument	2017-0539868
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 53, LAKE ARROWHEAD, CA 92352-0053

Mortgage

Document Number	0000539869
Date	Dec 19, 2017
Instrument	2017-0539869

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 265 Garden Dr was $15,635.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,428,000 (+2%) Land $357,000 Building $1,071,000
2025	$15,635.00	$1,400,000 Land $350,000 Building $1,050,000
2023	$8,892.00 (+2.09%)	$803,830 Land $136,706 Building $667,124
2022	$8,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 265 Garden Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Garden Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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