265 Gaar Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 265 Gaar Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,892 sqft · built 2004
Lot Size	0.15 acres (6,512 sqft)
Owner	Individual Name on File
Last Sale	$798,000 (Aug 2022)
Tax Bill	$10,644 (2026)
Deeds & Mortgages	Aug 2022 Sale Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`196-700-710-000`

Property Details

APN / Parcel Number

Primary APN	`196-700-710-000`
Alternative APN	`196-700-71`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,892 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,512 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	196-700-71
Street Address	265 GAAR CT
City	LATHROP
State	CA
Zip	95330-8955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-FM PT 196-590-17/PER STONEBRIDGE UNIT NO. 9
Legal Subdivision	STONEBRIDGE
Legal Block	1
Legal Lot Number	71
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1007
Census Tract	5127

Owner

265 Gaar Ct is owned and occupied by an individual who bought it in August 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	265 GAAR CT, LATHROP, CA 95330-8955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Grant Deed, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Aug 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage KEY BANK NA
Apr 4, 2022	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Apr 4, 2022 · Amount on File
Deed Document Number	202299303
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 19, 2022
Property Address	265 GAAR CT, LATHROP, CA 95330-8955
Document Number	0000099303
Map Reference	MB 38 PG 32
Instrument Date	Aug 17, 2022
Instrument	2022-099303
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 GAAR CT, LATHROP, CA 95330-8955

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 19, 2022
Property Address	265 GAAR CT, LATHROP, CA 95330-8955
Document Number	0000099304
Map Reference	MB 38 PG 32
Instrument Date	Aug 17, 2022
Instrument	2022-099304
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 GAAR CT, LATHROP, CA 95330-8955
Mail Care Of	VENKATESWRA RAO KILLANI

Mortgage

Document Number	0000099305
Date	Aug 19, 2022
Instrument	2022-099305

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

April 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 4, 2022
Property Address	265 GAAR CT, LATHROP, CA 95330-8955
Document Number	0000043624
Map Reference	MB 38 PG 32
Instrument Date	Mar 23, 2022
Instrument	2022-043624
Transaction Type	Construction Loan
Record Updated	Jan 19, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 JUPITER CT, FREMONT, CA 94539-7620

Mortgage

Document Number	0000043626
Date	Apr 4, 2022
Instrument	2022-043626

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 265 Gaar Ct was $10,644, down 0.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,644.00 (-0.17%)
2025	$10,662.00	$782,200 Land $230,000 Building $552,200
2023	$9,934.00 (+27.6%)	$737,300 Land $220,000 Building $517,300	$784,710
2022	$7,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Gaar Ct in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Gaar Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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