Middlesex County and Perth Amboy City property record for 265 Front St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,626 sqft · built 1999 |
| Lot Size | 0.032 acres (1,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $369,000 (Dec 2020) |
| Tax Bill | $10,767 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00053-0000-00003-02 |
| Primary APN | 16-00053-0000-00003-02 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,626 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,398 sqft (0.032 acres) |
| Lot Dimensions | 56 ft deep x 25 ft wide |
| Garage Type | Basement |
| Street Address | 265 FRONT ST |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-4416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-MM |
| Legal Description | 25X56 |
| Legal Subdivision | BAYSIDE TERRACE II |
| Legal Block | 53 |
| Legal Lot Number | 3.2 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 4900 |
265 Front St is owned and occupied by two individuals who bought it in December 2020.
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 FRONT ST, PERTH AMBOY, NJ 08861-4416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK |
| Dec 10, 2020 | Deed, Transfer · Conventional Mortgage NP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on File |
| Deed Sale | Dec 10, 2020 · Amount on File |
| Prior Sale | Sep 28, 1998 · Amount on File |
| Deed Document Number | 2020127009 |
| Deed Book / Page | 18173 / 867 |
| Prior Transfer Date | Mar 30, 2012 |
| Prior Transfer Doc | 0000003109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 265 FRONT ST, PERTH AMBOY, NJ 08861-4416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000102333 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 17707/0373 |
| Instrument | 2019102333 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Dec 10, 2020 |
| Property Address | 265 FRONT ST, PERTH AMBOY, NJ 08861-4416 |
| Document Number | 2020127009 |
| Book / Page | 18173 / 867 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2020127009 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | NEW HORIZON ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,917.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 E GAY ST # ST440, 201, WEST CHESTER, PA 19380-2722 |
| Name | Verified Name |
|---|---|
| Address | 265 FRONT ST, PERTH AMBOY, NJ 08861-4416 |
| Document Number | 2020127010 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020127010 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 265 Front St was $10,767, up 5.3% from the year before.
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,800 (-) Land $205,000 Building $133,800 | $338,800 (-) Land $205,000 Building $133,800 | |
| 2025 | $10,767.00 (+5.33%) | $338,800 Land $205,000 Building $133,800 | $338,800 Land $205,000 Building $133,800 |
| 2024 | $10,222.00 | ||
| 2023 | $338,800 Land $205,000 Building $133,800 | $338,800 Land $205,000 Building $133,800 | |
| 2022 | $10,079.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Front St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 14 (1990–2024) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 265 Front St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 848 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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