265 Flint St, Fernley, NV 89408 Property Records

Lyon County property record for 265 Flint St, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,513 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Feb 2009)
Tax Bill	$1,205 (2026)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Mar 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-322-04`

Property Details

APN / Parcel Number

Primary APN	`020-322-04`
Alternative APN	`2032204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,513 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	10,019 sqft (0.23 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	265 FLINT ST
City	FERNLEY
State	NV
Zip	89408-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	7-20-25 FR SW4 SW4
Legal Subdivision	SANDIA 2
Legal Block	C
Legal Lot Number	11
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1036
Census Tract	960103

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 FLINT ST, FERNLEY, NV 89408-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 11, 2019	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2009 · Amount on Record
Deed Sale	Feb 25, 2009 · Amount on Record
Prior Sale	Nov 5, 2008 · Amount on Record
Deed Document Number	2009438537
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	265 FLINT ST, FERNLEY, NV 89408-9633
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 FLINT ST, FERNLEY, NV 89408-9633

Mortgage

Document Number	0000651765
Date	Jan 24, 2022
Instrument	651765

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	869 Months
Due	Jun 20, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.91%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Index	1-Year CMT

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	265 FLINT ST, FERNLEY, NV 89408-9633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE FERNLEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000593083
Date	Mar 11, 2019
Instrument	593083

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	903 Months
Due	Jun 20, 2094

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,205.00 (-20.72%)	$100,136 (+11.6%) Land $66,500 Building $33,636	$286,103 (+11.6%) Land $190,000 Building $96,103
2023	$1,520.00 (+4.04%)	$89,726 (+2.47%) Land $56,000 Building $33,726	$256,361 (+2.47%) Land $160,000 Building $96,361
2022	$1,461.00	$87,564 Land $56,000 Building $31,564	$250,182 Land $160,000 Building $90,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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