265 Emerald Dr, Campobello, SC 29322 Property Records

Spartanburg County property record for 265 Emerald Dr, Campobello, SC 29322

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,610 sqft · built 1991
Lot Size	4.04 acres (175,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Oct 2020)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-28-05-007.00`

Property Details

APN / Parcel Number

Primary APN	`1-28-05-007.00`
Alternative APNs	`6169-84-1183.05` `8825`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,610 sqft Living Area
Gross Area	3,442 sqft
1st Floor Area	2,610 sqft
Basement Area	992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	175,982 sqft (4.04 acres)
Porch	Porch
Porch Area	296 sqft
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8825
Street Address	265 EMERALD DR
City	CAMPOBELLO
State	SC
Zip	29322-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 DIAMOND POINT SUB PB 73-755-756 126-664 DB 92N-792
Legal Subdivision	DIAMOND POINT SUB
Legal Lot Number	7
Jurisdiction	SPARTANBURG SC
Township / Civil Division	LANDRUM
Census Block Group	1
Census Block	1114
Census Tract	22500

Owner

Source: Spartanburg County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 EMERALD DR, CAMPOBELLO, SC 29322-8657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 30, 2018	Grant Deed, Transfer ATTORNEY ONLY
Oct 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	202046801
Deed Book / Page	129-Q / 206
Prior Transfer Date	Sep 6, 2017
Prior Transfer Doc	0000012631
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Recording Date	May 6, 2026
Property Address	265 EMERALD DR, CAMPOBELLO, SC 29322-8657
Document Number	0000020821
Book / Page	7222 / 744
Instrument Date	Apr 30, 2026
Instrument	202620821
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 EMERALD DR, CAMPOBELLO, SC 29322-8657

Mortgage

Document Number	0000020821,
Date	May 6, 2026
Book Page	7222/744
Instrument	202620821

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 30, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 14, 2020
Property Address	265 EMERALD DR, CAMPOBELLO, SC 29322-8657
Document Number	0000046801
Book / Page	129-Q / 206
Map Reference	MB 73 PG 756
Instrument Date	Oct 14, 2020
Instrument	2020-46801
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 EMERALD DR, CAMPOBELLO, SC 29322-8657

Mortgage

Document Number	0000046802
Date	Oct 14, 2020
Book Page	5922/481
Instrument	2020-46802

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Nov 30, 2018
Property Address	265 EMERALD DR, CAMPOBELLO, SC 29322-8657
Document Number	0000054710
Book / Page	00121Y / 000739
Instrument Date	Nov 16, 2018
Instrument	54710
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,128.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 EMERALD DR CAMPOBELLO SC 293228657, CAMPOBELLO, SC 29322-8657

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 16, 2017
Property Address	265 EMERALD DR, CAMPOBELLO, SC 29322-8657
Document Number	0000048930
Book / Page	00117K / 000033
Instrument Date	Sep 6, 2017
Instrument	48930
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 ASHLEY HILL DR GOOSE CREEK SC 29445, GOOSE CREEK, SC 29445

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 23, 2018
Property Address	265 EMERALD DR, CAMPOBELLO, SC 29322-8657
Document Number	0000012631
Book / Page	00119A / 000904
Instrument Date	Sep 6, 2017
Instrument	12631
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 EMERALD DR CAMPOBELLO SC 293228657, CAMPOBELLO, SC 29322-8657

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,505.00 (+0.4%)	$13,896 (-) Land $2,496 Building $11,400	$347,400 (-) Land $62,400 Building $285,000
2024	$2,495.00
2023	$2,495.00	$13,896 Land $2,496 Building $11,400	$347,400 Land $62,400 Building $285,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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