265 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 265 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,064 sqft · built 1922
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Feb 2022)
Tax Bill	$8,855 (2025)
Deeds & Mortgages	Jul 2021 Refinance Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:49`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:49`
Alternative APN	`340490000`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,064 sqft Living Area
Gross Area	6,818 sqft
1st Floor Area	1,448 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	340490000
Street Address	265 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-3778
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MSRD2
Legal Lot Number	49
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	3
Census Block	3004
Census Tract	25203

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 ELM ST, BIDDEFORD, ME 04005-3778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK
Feb 3, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Nov 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on Record
Deed Sale	Feb 3, 2022 · Amount on Record
Prior Sale	Jan 24, 2006 · Amount on Record
Deed Document Number	20225665
Deed Book / Page	18944 / 859
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	265 ELM ST, BIDDEFORD, ME 04005-3778
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187230101
Date	Jul 6, 2021
Book Page	18723/101
Instrument	2021038132

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Feb 3, 2022
Property Address	265 ELM ST, BIDDEFORD, ME 04005-3778
Document Number	0189440859
Book / Page	18944 / 859
Instrument Date	Feb 2, 2022
Instrument	2022005665
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CASH ST, S PORTLAND, ME 04106-6205

Mortgage

Document Number	2022005666
Date	Feb 3, 2022
Instrument	2022005666

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Nov 22, 2019
Property Address	265 ELM ST, BIDDEFORD, ME 04005-3778
Document Number	0181050145
Book / Page	018105 / 000145
Instrument Date	Nov 21, 2019
Instrument	50390
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 ELM ST SOMERVILLE MA 021442949, SOMERVILLE, MA 02144-2949

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,855.00 (+6.61%)	$592,700 (+1.47%) Land $138,400 Building $454,300
2024	$8,306.00 (+9.55%)	$584,100 (+1.07%) Land $138,400 Building $445,700
2023	$7,582.00 (+37.55%)	$577,900 (+72.05%) Land $138,400 Building $439,500
2022	$5,512.00	$335,900 Land $75,400 Building $260,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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