265 E Walnut St, Ephrata, PA 17522 Property Records

Lancaster County property record for 265 E Walnut St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,170 sqft · built 1981
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-90884-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-90884-0-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	2,642 sqft
1st Floor Area	884 sqft
Upper Floors Area	221 sqft
Basement Area	884 sqft
Finished Basement	700 sqft
Unfinished Basement	184 sqft
Game Room	Game Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Slab
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	265 E WALNUT ST
City	EPHRATA
State	PA
Zip	17522-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	265 E WALNUT ST
Legal Subdivision	SILVER HEIGHTS PH 02
Legal Lot Number	9
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	3
Census Block	3053
Census Tract	12200

Owner

Source: Lancaster County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	265 E WALNUT ST, EPHRATA, PA 17522-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERENCE FCU
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE EPHRATA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	265 E WALNUT ST, EPHRATA, PA 17522-2530
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006688870
Date	Jun 27, 2022
Instrument	6688870

Lender

Name	EVERENCE FCU
Type	Credit Union
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 27, 2032

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	265 E WALNUT ST, EPHRATA, PA 17522-2530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006451245
Date	Apr 10, 2019
Instrument	6451245

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	265 E WALNUT ST, EPHRATA, PA 17522-2530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REGAL ABSTRACT LANCASTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006575188
Date	Jan 20, 2021
Instrument	6575188

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,600 (-) Land $46,300 Building $89,300	$135,600 (-) Land $46,300 Building $89,300
2025	$3,326.00 (+2.31%)
2024	$3,251.00	$135,600 Land $46,300 Building $89,300
2018			$135,600 Land $46,300 Building $89,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pencor Services Fiber · Cable in parts of the area	2,000 / 2,000
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Upward Broadband, Verizon.

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