265 E Saint Charles Rd, Elmhurst, IL 60126 Property Records

DuPage County property record for 265 E Saint Charles Rd, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,887 sqft · built 1924
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Jul 2011)
Tax Bill$12,435 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-12-105-010

Property Details

APN / Parcel Number

Primary APN06-12-105-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,887 sqft Living Area
Gross Area2,865 sqft
1st Floor Area1,263 sqft
2nd Floor Area624 sqft
Basement Area978 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions19.4 ft deep x 5 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address265 E SAINT CHARLES RD
CityELMHURST
StateIL
Zip60126-3553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRICHARDS SUB
Legal SubdivisionRICHARDS SUB
Legal Lot Number6
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group3
Census Block3000
Census Tract844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address265 E SAINT CHARLES RD, ELMHURST, IL 60126-3553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2011 · Amount on Record
Deed SaleJul 28, 2011 · Amount on Record
Prior SaleMay 18, 2004 · Amount on Record
Deed Document Number201188142
Prior Transfer DateMar 8, 1996
Prior Transfer Doc0000017517
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address265 E SAINT CHARLES RD, ELMHURST, IL 60126-3553
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080610
DateSep 12, 2019
InstrumentR2019-080610
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate5.01%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,435.00 (+3.88%) Homeowner's exemption$222,863 (+7.86%) Land $96,239 Building $126,624$668,589 (+7.86%) Land $288,717 Building $379,872
2024$11,970.00 (+11.1%)$206,623 (+12.49%) Land $89,226 Building $117,397$619,869 (+12.49%) Land $267,678 Building $352,191
2022$10,774.00 Homeowner's exemption$183,680 Land $79,320 Building $104,360$551,040 Land $237,960 Building $313,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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