265 E Penn St, Long Beach, NY 11561 Property Records

Nassau County and Long Beach City property record for 265 E Penn St, Long Beach, NY 11561

Property Summary

Property Type	Duplex
Details	3 ba · 1,647 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Apr 2022)
Tax Bill	$5,629 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2022 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`59-128-00-0071`

Property Details

APN / Parcel Number

Primary APN	`59-128-00-0071`
Alternative APNs	`1000-59-128-00-0071-0` `59128000071000000000` `281000 59.-128-71` `59128 00710`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Block
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	59128 00710
Street Address	265 E PENN ST
City	LONG BEACH
State	NY
Zip	11561-4231
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TOWN #5 SCH DIST 028
Legal Subdivision	MAP OF ESTATES OF LONG BEACH MAP #1
Legal Block	128
Legal Lot Number	71
Jurisdiction	NASSAU NY
Township / Civil Division	LONG BEACH
Census Block Group	2
Census Block	2001
Census Tract	416702

Owner

265 E Penn St, a duplex, is owned and occupied by an individual who acquired it in November 2022.

Source: Nassau County and Long Beach City records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	265 E PENN ST, LONG BEACH, NY 11561-4231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL FCU
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LYNN C KARP ETAL
Nov 17, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Apr 14, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Feb 23, 2000 · Amount on File
Deed Document Number	202244503
Deed Book / Page	14233 / 100
Last Transfer Date	Nov 8, 2022
Transfer Doc	D143210406
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	265 E PENN ST, LONG BEACH, NY 11561-4231
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 E PENN ST, LONG BEACH, NY 11561-4231

Mortgage

Document Number	M471810189
Date	Jun 19, 2023
Book Page	M47181/189
Instrument	2023-35497

Lender

Name	JOVIA FINANCIAL FCU
Type	Credit Union
Address	WESTBURY, NY 11590

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	265 E PENN ST, LONG BEACH, NY 11561-4231
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 E PENN ST, LONG BEACH, NY 11561-4231

Mortgage

Document Number	M469240930
Date	Oct 31, 2022
Book Page	M46924/930
Instrument	2022-106778

Lender

Name	LYNN C KARP ETAL
Type	Private Party
Address	64 SHINNECOCK AVE, MASSAPEQUA, NY 11758

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU NY
Recording Date	Nov 17, 2022
Property Address	265 E PENN ST, LONG BEACH, NY 11561-4231
Document Number	D143210406
Book / Page	D14321 / 406
Map Reference	MAP 31 CASE 231
Instrument Date	Nov 8, 2022
Instrument	2022-110944
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 E PENN ST, LONG BEACH, NY 11561-4231

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Apr 14, 2022
Property Address	265 E PENN ST, LONG BEACH, NY 11561-4231
Document Number	D142330100
Book / Page	D14233 / 100
Map Reference	MAP 31 CASE 231
Instrument Date	Mar 30, 2022
Instrument	2022-00044503
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	LANDSTAR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8936 DORAN AVE, 8936, GLENDALE, NY 11385-7956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2570 34TH ST, ASTORIA, NY 11103-4902

Mortgage

Document Number	202200044504
Date	Apr 14, 2022
Instrument	2022-00044504

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 265 E Penn St was $5,629 with a veteran's exemption.

Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
Municipality	Long Beach City
Unified School District	Long Beach City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567 (-1.22%) Land $251 Building $316	$567,000 (-1.22%)
2025	$5,629.00 Veteran's exemption	$574 Land $254 Building $320	$574,000
2023	$10,776.00 Additional exemption filed	$694 Land $307 Building $387	$694,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 E Penn St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	112 units insured incl. 20 condo units
Nearby Flood Claims	155 (1978–2024)
Claims Outside the SFHA	112 of 155
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Sep 2023 · 7 claims Hurricane Sandy, Oct 2012 · 106 claims Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 265 E Penn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONG BEACH CITY serves 35,000 people · EPA ID NY2902834
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

265 E Penn St, Long Beach, NY 11561 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2022: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Penn St

Nearby Streets

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