265 E North St, Manhattan, IL 60442 Property Records

Will County property record for 265 E North St, Manhattan, IL 60442

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,831 sqft · built 1924
Lot Size	0.32 acres (13,905 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Aug 2020)
Tax Bill	$8,116 (2025)
Deeds & Mortgages	Aug 2019 Second Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-12-20-211-010`

Property Details

APN / Parcel Number

Primary APN	`14-12-20-211-010`
Alternative APN	`12202110100000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,831 sqft Living Area
Basement Area	169 sqft
Unfinished Basement	169 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,905 sqft (0.32 acres)
Lot Width	92 ft Width
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	265 E NORTH ST
City	MANHATTAN
State	IL
Zip	60442-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 6 BLOCK 2 IN WHITSONS ADDITION TO MANHATTAN, A SUB PRT OF THE E1/2 OF THE NE1/4 OF SEC. 20, T34N-R11E.
Legal Range	11E
Legal Township	34N
Legal Section	20
Legal Subdivision	JOHN H WHITSONS ADDITION
Legal Block	2
Legal Lot Number	5-6
Jurisdiction	WILL IL
Township / Civil Division	MANHATTAN
Census Block Group	1
Census Block	1009
Census Tract	883509

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 E NORTH ST, MANHATTAN, IL 60442-9239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Nov 1, 2013 · Amount on Record
Deed Document Number	202072079
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	265 E NORTH ST, MANHATTAN, IL 60442-9239
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050788
Date	Aug 5, 2019
Instrument	R2019050788

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2039

Interest

Rate Type	Fixed Rate
Rate	11.4%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 27, 2020
Property Address	265 E NORTH ST, MANHATTAN, IL 60442-9239
Document Number	0000072079
Instrument Date	Aug 10, 2020
Instrument	R2020072079
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	265 E NORTH ST, MANHATTAN, IL 60442-9239

Mortgage

Document Number	0000072080
Date	Aug 27, 2020
Instrument	R2020072080

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Manhattan Township
Municipality	Manhattan Village
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	Manhattan School District 114 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,116.00 (+20.81%)	$90,900 (+6.25%) Land $27,050 Building $63,850	$272,700 (+6.25%) Land $81,150 Building $191,550
2024		$85,550 (+19.82%) Land $25,050 Building $60,500	$256,650 (+19.82%) Land $75,150 Building $181,500
2022	$6,718.00 Homeowner's exemption	$71,400 Land $18,300 Building $53,100	$214,200 Land $54,900 Building $159,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANHATTAN serves 10,340 people · EPA ID IL1970550
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable · Fiber	2,500 / 50
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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