Oakland County property record for 265 E Lewiston Ave, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,208 sqft · built 1924 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Aug 2026) |
| Tax Bill | $6,248 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-329-037 |
| Primary APN | 24-25-27-329-037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Basement Area | 881 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,140 sqft (0.118 acres) |
| Lot Dimensions | 129 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 265 E LEWISTON AVE |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 562, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | WOODWARD HTS SUB |
| Legal Block | 1 |
| Legal Lot Number | 562 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 173100 |
Source: Oakland County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 537 N MILL ST, 2, PLYMOUTH, MI 48170-1998 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 24, 2026 | Warranty Deed, Transfer US TITLE SOLUTIONS, TITLE SOLUTIONS |
| Oct 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Oct 8, 2019 · Amount on Record |
| Deed Document Number | 2026126224 |
| Deed Book / Page | 61487 / 831 |
| Prior Transfer Date | Mar 6, 2013 |
| Prior Transfer Doc | 0000074535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 18, 2026 |
| Property Address | 265 E LEWISTON AVE, FERNDALE, MI 48220-1355 |
| Document Number | 0000123294 |
| Book / Page | 61470 / 684 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026123294 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Document Number | 0000123294, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 61470/684 |
| Instrument | 2026123294 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 24, 2026 |
| Property Address | 265 E LEWISTON AVE, FERNDALE, MI 48220-1355 |
| Document Number | 0000126224 |
| Book / Page | 61487 / 831 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026126224 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | US TITLE SOLUTIONS, TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Tax | $200,737.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 8, 2019 |
| Property Address | 265 E LEWISTON AVE, FERNDALE, MI 48220-1355 |
| Document Number | 0000165931 |
| Book / Page | 53347 / 00610 |
| Map Reference | LB 10 PG 27 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 165931 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,763.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 E LEWISTCRN AVE, 265, FERNDALE, MI 48220 |
| Name | Verified Name |
|---|---|
| Address | 265 E LEWISTON AVE, FERNDALE, MI 48220-1355 |
| Investor | Possibly a Property Investor |
| Document Number | 5334700612 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 53347/00612 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,248.00 (-3.04%) Homeowner's exemption | $139,890 (+10.58%) | $279,780 (+10.58%) |
| 2024 | $6,444.00 (+5.8%) | ||
| 2023 | $126,500 | $253,000 | |
| 2021 | $6,091.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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