265 E Howard St, Girard, OH 44420 Property Records

Trumbull County property record for 265 E Howard St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 1948
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$43,500 (May 2017)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-325600`

Property Details

APN / Parcel Number

Primary APN	`14-325600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,888 sqft
Attic	Attic
Attic Area	472 sqft
Basement Area	944 sqft
Unfinished Basement	944 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	156 ft deep x 53 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	265 E HOWARD ST
City	GIRARD
State	OH
Zip	44420-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56&57 53F HILLSDALE 4 ALL . E PT HOWARD ST GIRARD CITY
Legal Subdivision	THE HILLSIDE PLAT
Legal Lot Number	56
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2014
Census Tract	932200

Owner

265 E Howard St is owned and occupied by an individual who bought it in May 2017.

Source: Trumbull County records, as of April 23, 2026

Owner of Record	Individual Name on File
Mailing Address	265 E HOWARD ST, GIRARD, OH 44420-2926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 12, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on File
Deed Sale	May 17, 2017 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	201717516
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0000017206
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	265 E HOWARD ST, GIRARD, OH 44420-2926
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031772
Date	Nov 29, 2017
Instrument	201711290031772

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	May 17, 2017
Property Address	265 E HOWARD ST, GIRARD, OH 44420-2926
Document Number	0000017516
Instrument Date	May 5, 2017
Instrument	17516
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$174.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 E HOWARD ST GIRARD OH 444202926, GIRARD, OH 44420-2926

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	TRUMBULL OH
Recording Date	May 12, 2017
Property Address	265 E HOWARD ST, GIRARD, OH 44420-2926
Document Number	0000017206
Instrument Date	May 5, 2017
Instrument	17206
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 CHURCHILL RD GIRARD OH 444202007, GIRARD, OH 44420-2007

Tax Assessment & Valuation

The 2025 property tax bill for 265 E Howard St was $1,387.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00	$33,990 (-) Land $3,780 Building $30,210
2024	$1,387.00 (-1.98%)	$33,990 (-) Land $3,780 Building $30,210
2023	$1,415.00 (+11.86%)	$33,990 (+40.34%) Land $3,780 Building $30,210	$97,100 Land $10,800 Building $86,300
2022	$1,265.00	$24,220 Land $3,780 Building $20,440
2020			$69,200 Land $10,800 Building $58,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 E Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 265 E Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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