Cayuga County and Auburn City property record for 265 E Genesee St, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,064 sqft · built 1915 |
| Lot Size | 0.272 acres (11,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,900 (Jun 2003) |
| Tax Bill | $5,467 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050100 116.42-1-29 |
| Primary APN | 050100 116.42-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 1,064 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,860 sqft (0.272 acres) |
| Lot Dimensions | 178 ft deep x 66.4 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 092002200 |
|---|---|
| Street Address | 265 E GENESEE ST |
| City | AUBURN |
| State | NY |
| Zip | 13021-4339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | AUBURN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 41500 |
265 E Genesee St is owned and occupied by two individuals who bought it in June 2003.
Source: Cayuga County and Auburn City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 E GENESEE ST, AUBURN, NY 13021-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Jan 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Feb 2, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2003 · Amount on File |
| Deed Sale | Jun 26, 2003 · Amount on File |
| Prior Sale | Jun 7, 1996 · Amount on File |
| Deed Book / Page | 1135 / 129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 265 E GENESEE ST, AUBURN, NY 13021-4339 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004264/64 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 4264/64 |
| Instrument | 2022-216194 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 265 E GENESEE ST, AUBURN, NY 13021-4339 |
| Document Number | 0035880327 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 265 E GENESEE ST AUBURN NY 130214339, AUBURN, NY 13021-4339 |
| Document Number | 0035880327 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 003588/000327 |
| Instrument | 177145 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2033 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Feb 2, 2018 |
| Property Address | 265 E GENESEE ST, AUBURN, NY 13021-4339 |
| Document Number | 0035890001 |
| Book / Page | 003589 / 000001 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 177146 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 265 E GENESEE ST AUBURN NY 130214339, AUBURN, NY 13021-4339 |
| Document Number | 35890001 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 003589/000001 |
| Instrument | 177146 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2026 property tax bill for 265 E Genesee St was $5,467 with a homeowner's exemption, up 6.1% from the year before.
Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| Municipality | Auburn City |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,467.00 (+6.07%) Homeowner's exemption | ||
| 2025 | $5,154.00 (+5.74%) Homeowner's exemption | $229,500 Land $30,000 Building $199,500 | $306,000 Land $40,000 Building $266,000 |
| 2024 | $4,874.00 | ||
| 2023 | $229,500 (-) Land $30,000 Building $199,500 | $239,063 (+4.17%) Land $31,250 Building $207,813 | |
| 2022 | $229,500 Land $30,000 Building $199,500 | $229,500 Land $30,000 Building $199,500 | |
| 2019 | $1,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 E Genesee St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 E Genesee St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 27,179 people · EPA ID NY0501710 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
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