Calvert County property record for 265 E Chesapeake Beach Rd, Owings, MD 20736
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 ba · 1,168 sqft · built 1981 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,900 (Feb 2018) |
| Tax Bill | $4,005 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-021629 |
| Primary APN | 03-021629 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,168 sqft Total Area |
| Basement Area | 992 sqft |
| Finished Basement | 992 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Deck Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021629 |
|---|---|
| Street Address | 265 E CHESAPEAKE BEACH RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-3540 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TC |
| Legal Description | 11,325 SF 265 CHESAPEAKE BEACH RD OWINGS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 860300 |
265 E Chesapeake Beach Rd, a commercial property, is owned and occupied by two individuals who bought it in February 2018.
Source: Calvert County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on File |
| Deed Sale | Feb 16, 2018 · Amount on File |
| Prior Sale | Jan 7, 2009 |
| Deed Book / Page | 5146 / 418 |
| Prior Transfer Date | Nov 25, 2011 |
| Prior Transfer Doc | 0038300019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 16, 2018 |
| Property Address | 265 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3540 |
| Document Number | 0051460418 |
| Book / Page | 5146 / 418 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 265 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3540 |
| Document Number | 0005146424 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 5146/424 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 265 E Chesapeake Beach Rd was $4,005 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,005.00 Homeowner's exemption | $350,600 Land $157,300 Building $193,300 | $350,600 Land $157,300 Building $193,300 |
| 2023 | $3,353.00 Homeowner's exemption | $322,733 | $350,600 Land $157,300 Building $193,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 E Chesapeake Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 E Chesapeake Beach Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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