Lorain County property record for 265 E 46th St, Lorain, OH 44052 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 2010 |
| Square Footage | 1,320 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Last Sale | $106,000 (2015) |
| Tax Bill | $3,096.00 (2025) |
| Primary APN | 03-00-108-106-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,640 sqft Gross Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Basement Area | 1,320 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 157 ft x 58 ft Depth x Width |
| Deck Area | 56 sqft Deck |
| Patio Area | 56 sqft Patio |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 007010-0 |
|---|---|
| Street Address | 265 E 46TH ST |
| City | LORAIN |
| State | OH |
| Zip | 44052 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BDWY GDNS 58.00 X 187.00 LOT # 130 |
| Legal Subdivision | BDWY GDNS |
| Legal Block | 106 |
| Legal Lot Number | 130 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | SHEFFIELD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 24000 |
Source: Lorain County records · APN 03-00-108-106-025
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 E 46T ST, LORAIN, OH 44052 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 02, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| May 11, 2020 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PENNYMAC |
| Dec 18, 2017 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on Record |
| Deed Sale | Jul 17, 2015 · Amount on Record |
| Prior Sale | Jun 10, 2004 · Amount on Record |
| Deed Doc Number | 2015552373 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 265 E 46TH ST, LORAIN, OH 44052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 265 E 46TH ST, LORAIN, OH 44052 |
| Document Number | 0000932943 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023-0932943 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 265 E 46TH ST, LORAIN, OH 44052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Title Company | SERVICELINK ALIQUIPPA, SERVICELINK ALIQUIPPA TITLE |
| Name | Verified Name |
|---|---|
| Address | 265 E 46TH ST, LORAIN, OH 44052 |
| Document Number | 0000865068 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 2022-0865068 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 265 E 46TH ST, LORAIN, OH 44052 |
| Document Number | 0000763286 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 265 E 46TH ST LORAIN OH 44052, LORAIN, OH 44052 |
| Document Number | 0000763286 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 763286 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2050 |
| Rate | 4% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 265 E 46TH ST, LORAIN, OH 44052 |
| Document Number | 0000659249 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 265E E 46TH ST LORAIN OH 44052, LORAIN, OH 44052 |
| Document Number | 0000659249 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 659249 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2048 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Sheffield Township |
| Unified School District | Clearview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,096.00 | $59,260 (+0.01%) Land $7,460 Building $51,800 | $169,290 (-) Land $21,300 Building $147,990 |
| 2024 | $3,096.00 (+7.95%) | $59,252 (+36.69%) Land $7,455 Building $51,797 | $169,290 (+36.69%) Land $21,300 Building $147,990 |
| 2023 | $2,868.00 (+4.67%) | $43,348 (%) Land $6,433 Building $36,915 | $123,850 (-) Land $18,380 Building $105,470 |
| 2022 | $2,740.00 | $43,350 Land $6,430 Building $36,920 | |
| 2021 | $123,850 Land $18,380 Building $105,470 |
265 E 46th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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