265 E 400 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 265 E 400 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 858 sqft · built 1951
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$353,046 (Jun 2021)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-088-0004`

Property Details

APN / Parcel Number

Primary APN	`07-088-0004`
Alternative APN	`008920`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	858 sqft
Basement Area	858 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	784 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	008920
Street Address	265 E 400 N
City	SPANISH FORK
State	UT
Zip	84660-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 6 RODS W OF SE COR OF LOT 1, BLK 88, PLAT A, SPANISH FORK CITY SURVEY; N 6 RODS; W 4 RODS; S 6 RODS; E 4 RODS TO BEG.
Legal Block	88
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1028
Census Tract	3201

Owner

265 E 400 N is owned and occupied by two individuals who bought it in June 2021.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	265 E 400 N, SPANISH FORK, UT 84660-1539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 21, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING
Sep 21, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Jul 21, 2014 · Amount on File
Deed Document Number	2021115803
Prior Transfer Date	Jul 16, 2014
Prior Transfer Doc	0000050038
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	265 E 400 N, SPANISH FORK, UT 84660-1539
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 N DIAMOND FORK LOOP 400, SPANISH FORK, UT 84660

Mortgage

Document Number	0000081728
Date	Dec 19, 2023
Instrument	81728:2023

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 28, 2021
Property Address	265 E 400 N, SPANISH FORK, UT 84660-1539
Document Number	0000115803
Instrument Date	Jun 25, 2021
Instrument	115803:2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	265 E 400 N, SPANISH FORK, UT 84660-1539

Mortgage

Document Number	0000115814
Date	Jun 28, 2021
Instrument	115814:2021

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	265 E 400 N, SPANISH FORK, UT 84660-1539
Document Number	0000188576
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	VISTA TITLE INC, TITAN TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	265 E 400 N SPANISH FORK UT 846601539, SPANISH FORK, UT 84660-1539

Mortgage

Document Number	0000188576
Date	Nov 30, 2020
Instrument	188576

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	265 E 400 N, SPANISH FORK, UT 84660-1539
Document Number	0000095719
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	265 E 400 N SPANISH FORK UT 846601539, SPANISH FORK, UT 84660-1539

Mortgage

Document Number	0000095719
Date	Sep 28, 2017
Instrument	95719

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 265 E 400 N was $2,090, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,540 (-46.63%)	$382,800 (-2.97%) Land $136,300 Building $246,500
2025	$2,090.00 (+0.05%)	$394,500 Land $136,300 Building $258,200	$394,500 Land $136,300 Building $258,200
2024	$2,089.00 (+10.24%)
2023	$1,895.00 (-0.84%)	$195,635	$355,700 Land $129,800 Building $225,900
2022	$1,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 E 400 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 265 E 400 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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