265 Cypress Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 265 Cypress Ln, Oldsmar, FL 34677

Property Summary

Property Type	Condominium
Details	2 bd · 1,054 sqft · built 1980
Lot Size	9.09 acres (396,069 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2024)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-1422-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-1422-6`
Alternative APNs	`09-28-16-23944-003-0370` `281609239440030370` `162809239440030370` `R98606`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	396,069 sqft (9.09 acres)
View / Lot	Interior
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R98606
Street Address	265 CYPRESS LN
City	OLDSMAR
State	FL
Zip	34677-2164
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EAST LAKE WOODLANDS CYPRESS EST UNIT 2 CONDO BLDG 3, UNIT 37
Legal Range	16E
Legal Township	28S
Legal Section	9
Legal Subdivision	EAST LAKE WOODLANDS
Legal Tract	23944
Legal Block	2
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2001
Census Tract	27326

Owner

265 Cypress Ln, a condominium, is owned by an individual who bought it in July 2024.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	110 W CYPRESS CT, OLDSMAR, FL 34677-2144
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jul 25, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 28, 2022	Warranty Deed, Transfer NU WORLD TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	2024187580
Deed Book / Page	22871 / 983
Transfer Doc	1152000652
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	265 CYPRESS LN, OLDSMAR, FL 34677-2164
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ALL COUNTRY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E NEW ORLEANS AVE, TAMPA, FL 33603-4060

Mortgage

Document Number	0215351420
Date	May 13, 2021
Book Page	21535/1420
Instrument	2021160848

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 25, 2024
Property Address	265 CYPRESS LN, OLDSMAR, FL 34677-2164
Document Number	0228710983
Book / Page	22871 / 983
Map Reference	MB 5012 PG 1951
Instrument Date	Jul 19, 2024
Instrument	2024187580
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TITLE AGENCY OF AMERICA, TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12511 PALOMINO CT, TAMPA, FL 33626-4410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W CYPRESS CT, OLDSMAR, FL 34677-2144

Mortgage

Document Number	0022871985
Date	Jul 25, 2024
Instrument	22871/985

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	13.7%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 28, 2022
Property Address	265 CYPRESS LN, OLDSMAR, FL 34677-2164
Document Number	0221161005
Book / Page	22116 / 1005
Map Reference	MB 5012 PG 1951-2012
Instrument Date	Jun 13, 2022
Instrument	2022199913
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,781.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12110 TREE HAVEN AVE, 12110, GIBSONTON, FL 33534-5650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12511 PALOMINO CT, TAMPA, FL 33626-4410

Tax Assessment & Valuation

The 2025 property tax bill for 265 Cypress Ln was $1,290, down 60.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (-60.73%)	$115,300	$180,786 Building $180,786
2024	$3,285.00 (-4.56%)
2023	$3,442.00 (+155.15%)	$189,173 (+66.14%)	$189,173 (+38.01%) Building $189,173
2022	$1,349.00 Homeowner's exemption	$113,861	$137,073 Building $137,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Cypress Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	187 units insured incl. 124 condo units
Nearby Flood Claims	4 (1988–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Cypress Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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