Franklin County property record for 265 Cornwall Ct, Youngsville, NC 27596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,437 sqft · built 1997 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,500 (Sep 1999) |
| Tax Bill | $2,083 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1861-17-8127 |
| Primary APN | 1861-17-8127 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,437 sqft Total Area |
| Basement Area | 1,437 sqft |
| Finished Basement | 1,437 sqft |
| Utility Area | 10 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,192 sqft (1.29 acres) |
| Porch | Patio |
| Porch Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 265 CORNWALL CT |
|---|---|
| City | YOUNGSVILLE |
| State | NC |
| Zip | 27596-9166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO R-30 |
| Legal Description | MB 95/368 |
| Legal Subdivision | COLONY RIDGE I |
| Legal Lot Number | 42 |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | YOUNGSVILLE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 60502 |
265 Cornwall Ct is owned and occupied by two individuals who acquired it in August 2017.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 CORNWALL CT, YOUNGSVILLE, NC 27596-9166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 11, 2017 | Quit Claim Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 1999 · Amount on File |
| Deed Sale | Sep 27, 1999 · Amount on File |
| Deed Book / Page | 1155 / 115 |
| Last Transfer Date | Aug 11, 2017 |
| Transfer Doc | 0021140025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 265 CORNWALL CT, YOUNGSVILLE, NC 27596-9166 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 265 CORNWALL CT, YOUNGSVILLE, NC 27596-9166 |
| Document Number | 0023491966 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 2349/1966 |
| Instrument | 10081532 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 265 CORNWALL CT, YOUNGSVILLE, NC 27596-9166 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022390601 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 2239/601 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Sep 11, 2017 |
| Property Address | 265 CORNWALL CT, YOUNGSVILLE, NC 27596-9166 |
| Document Number | 0021140025 |
| Book / Page | 002114 / 000025 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 265 CORNWALL CT YOUNGSVILLE NC 275969166, YOUNGSVILLE, NC 27596-9166 |
| Document Number | 21140027 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 002114/000027 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 10, 2032 |
The 2025 property tax bill for 265 Cornwall Ct was $2,083.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,083.00 | $326,410 Land $134,400 Building $192,010 | $326,410 Land $134,400 Building $192,010 |
| 2023 | $1,772.00 | $188,730 Land $43,750 Building $144,980 | $188,730 Land $43,750 Building $144,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Cornwall Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Cornwall Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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