265 Concord St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 265 Concord St, Framingham, MA 01702

Property Summary

Property Type	Triplex
Details	7 bd · 4 ba · 3,502 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Dec 2018)
Tax Bill	$11,477 (2026)
Deeds & Mortgages	Jan 2020 Refinance Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`128-97-3918`

Property Details

APN / Parcel Number

Primary APN	`128-97-3918`
Alternative APNs	`FRAM M:128 B:97 L:3918 U:000` `M:054.0 B:0109 L:0008.0` `F_679316_2927987` `1482`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,502 sqft Living Area
Gross Area	6,729 sqft
1st Floor Area	1,538 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	1,538 sqft
Unfinished Basement	1,538 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1966
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1482
Street Address	265 CONCORD ST
City	FRAMINGHAM
State	MA
Zip	01702-6492
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	G
Legal Block	97
Legal Lot Number	3918
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2012
Census Tract	383402

Owner

265 Concord St, a triplex, is owned by two individuals who acquired it in December 2020.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 STRATFORD RD, NATICK, MA 01760-1227
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUCCESS MORTGAGE PARTNERS
Dec 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 20, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Jun 14, 2012
Last Transfer Date	Dec 28, 2020
Transfer Doc	76587-172
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	265 CONCORD ST, FRAMINGHAM, MA 01702-6492
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74004-199
Date	Jan 17, 2020
Book Page	74004/199
Instrument	7977

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	265 CONCORD ST, FRAMINGHAM, MA 01702-6492
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76886-243
Date	Feb 4, 2021
Book Page	76886/243
Instrument	26355

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Dec 30, 2020
Property Address	265 CONCORD ST, FRAMINGHAM, MA 01702-6492
Document Number	76587-172
Book / Page	076587 / 000172
Instrument Date	Dec 28, 2020
Instrument	252944
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 STRATFORD RD NATICK MA 017601227, NATICK, MA 01760-1227

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Nov 25, 2020
Property Address	265 CONCORD ST, FRAMINGHAM, MA 01702-6492
Document Number	76275-328
Book / Page	076275 / 000328
Instrument Date	Nov 20, 2020
Instrument	223890
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 STRATFORD RD NATICK MA 01760, NATICK, MA 01760

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Dec 20, 2018
Property Address	265 CONCORD ST, FRAMINGHAM, MA 01702-6492
Document Number	72039-67
Book / Page	72039 / 67
Instrument Date	Dec 14, 2018
Instrument	193675
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CONCORD ST, FRAMINGHAM, MA 01702-6492

Mortgage

Document Number	193676
Date	Dec 20, 2018
Instrument	193676

Lender

Name	COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 265 Concord St was $11,477, up 3% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,477.00 (+2.96%)	$970,200 (+3.92%) Land $237,600 Building $699,100
2025	$11,147.00 (+13.97%)	$933,600 (+18.93%) Land $216,000 Building $717,600
2024	$9,781.00 (+6.74%)	$785,000 (+12.14%) Land $193,600 Building $591,400
2023	$9,163.00	$700,000 Land $173,400 Building $526,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 265 Concord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 265 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T.

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