265 Commerce Ln, Bolivar, TN 38008 Property Records

Hardeman County property record for 265 Commerce Ln, Bolivar, TN 38008

Property Summary

Property Type	Commercial
Details	0.5 ba · 6,000 sqft · built 1989
Lot Size	9.76 acres (425,146 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,968 (2022)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035088 03107`

Property Details

APN / Parcel Number

Primary APN	`035088 03107`
Alternative APN	`088 03107`

Interior

Full Baths	0.5 Baths
Stories	1 Story
Building Area	6,000 sqft Total Area
1st Floor Area	6,000 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1989
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Metal
Lot Area	425,146 sqft (9.76 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	265 COMMERCE LN
City	BOLIVAR
State	TN
Zip	38008-3868
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M-1
Legal Description	DISTRICT: 01, COUNTY AREA: B01
Legal Subdivision	L WAYNE YATES
Jurisdiction	HARDEMAN TN
Township / Civil Division	2
Census Block Group	5
Census Block	5047
Census Tract	950400

Owner

Source: Hardeman County records · APN 035088 03107

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8297 HINES GIN RD, HORNSBY, TN 38044-2205
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 1989
Deed Sale	Nov 28, 1989
Deed Document Number	0000C13174
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEMAN TN
Property Address	265 COMMERCE LN, BOLIVAR, TN 38008-3868
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000840/229
Date	Feb 03, 2026
Book Page	840/229
Instrument	246812

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	BOLIVAR, TN 38008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jan 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardeman County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardeman County
Municipality	Bolivar City
Unified School District	Hardeman County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,920 (-) Land $19,520 Building $34,400
2023		$53,920 Land $19,520 Building $34,400	$134,800 Land $48,800 Building $86,000
2022	$1,968.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRING CREEK UTILITY DISTRICT serves 2,091 people
Water Source	Purchased groundwater from BOLIVAR WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.