265 Cold Brook Rd, Malone, NY 12953 Property Records

Franklin County and Duane Town property record for 265 Cold Brook Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,292 sqft · built 1928
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Aug 2023)
Tax Bill	$6,187 (2026)
Deeds & Mortgages	Sep 2021 Refinance Aug 2023 Transfer + 1 more
APN	`1-015-03.00`

Property Details

APN / Parcel Number

Primary APN	`1-015-03.00`
Alternative APNs	`400024400000010050000000` `164000 244.-1-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,292 sqft Living Area
1st Floor Area	1,784 sqft
2nd Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,630 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Shed	1 Shed
Shed Area	300 sqft
Cabin	160 sqft
Pole Barn	1,032 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1-015-03.00
Street Address	265 COLD BROOK RD
City	MALONE
State	NY
Zip	12953-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	DEER RIVER COLD BROOK
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	DUANE
Census Block Group	2
Census Block	2102
Census Tract	950601

Owner

265 Cold Brook Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Franklin County and Duane Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 COLD BROOK RD, MALONE, NY 12953-5823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Aug 30, 2023	Intrafamily Transfer, Transfer
May 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Deed Document Number	20233835
Prior Transfer Date	Aug 18, 2023
Prior Transfer Doc	0000003835
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	265 COLD BROOK RD, MALONE, NY 12953-5823
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004793
Date	Sep 10, 2021
Instrument	2021-4793

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN NY
Recording Date	Aug 30, 2023
Property Address	265 COLD BROOK RD, MALONE, NY 12953-5823
Document Number	0000003835
Instrument Date	Aug 18, 2023
Instrument	2023-3835
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 COLD BROOK RD, MALONE, NY 12953-5823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 COLD BROOK RD, MALONE, NY 12953-5823

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	May 31, 2017
Property Address	265 COLD BROOK RD, MALONE, NY 12953-5823
Document Number	0000002435
Instrument Date	May 19, 2017
Instrument	2435
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 S RIVERSIDE AVE CROTON ON HUDSON NY 105203055, CROTON ON HUDSON, NY 10520-3055

Tax Assessment & Valuation

The 2026 property tax bill for 265 Cold Brook Rd was $6,187, up 3.6% from the year before.

Source: Franklin County and Duane Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Duane Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,187.00 (+3.57%)
2025	$5,974.00	$190,600 Land $53,300 Building $137,300	$323,051 Land $90,339 Building $232,712
2023		$252,200 (+118.54%) Land $53,300 Building $198,900	$350,278 (+136.76%) Land $74,028 Building $276,250
2022		$115,400 Land $53,300 Building $62,100	$147,949 Land $68,333 Building $79,616
2021	$1,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 265 Cold Brook Rd; 10 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Cold Brook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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