265 Co Rd 522, Centre, AL 35960 Property Records

Cherokee County property record for 265 Co Rd 522, Centre, AL 35960 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2002
Square Footage2,072 sqft Living Area
Lot Size34,412 sqft (0.79 acres)
Garage484 sqft
OccupancyOwner Occupied
Last Sale$171,400 (2019)

Property Details

APN / Parcel Number

Primary APN13-14-06-24-0-000-028.005
Alternative APNs
  • ALT APN:1406240000028005
  • 207664

Interior

Full Baths1 Baths
Building Area2,072 sqft Living Area
1st Floor2,072 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area34,412 sqft (0.79 acres)
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage
Deck Area192 sqft Deck
Porch Area60 sqft Porch

Location & Zoning

Account Number207664
Street Address265 COUNTY ROAD 522
CityCENTRE
StateAL
Zip35960-8564
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT SE COR; N 1260';W 587'TO POB;S 264.8';W 130';N265.33';E 130'TO POB
Legal Range09E
Legal Township10S
Legal Section24
Legal SubdivisionWILLOW COVE ESTATES
JurisdictionCHEROKEE AL
Minor Civil DivisionCENTRE
Census Blockgroup1
Census Block1027
Census Tract956000

Owner

Source: Cherokee County records · APN 13-14-06-24-0-000-028.005

Assessment roll updated December 1, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address265 COUNTY ROAD 522, CENTRE, AL 35960-8564
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Mar 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ADVANCE MORTGAGE & INVESTMENT
Apr 30, 2019Quit Claim Deed, Transfer · Veterans Administration Mortgage
FIRST FEDERAL BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2019 · Amount on Record
Deed SaleApr 30, 2019 · Amount on Record
Prior SaleMay 25, 2005
Deed Doc Number2019207210
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address265 COUNTY ROAD 522, CENTRE, AL 35960-8564
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 COUNTY ROAD 523, CENTRE, AL 35960

Mortgage

Document Number0000242245
DateFeb 02, 2026
Instrument242245
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 05, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address265 COUNTY ROAD 522, CENTRE, AL 35960-8564
Transaction TypeMortgage
Record UpdatedJun 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000217116
DateMar 16, 2021
Instrument217116
Lender
NameADVANCE MORTGAGE & INVESTMENT
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE AL
Recording DateApr 30, 2019
Property Address265 COUNTY ROAD 522, CENTRE, AL 35960-8564
Document Number0000207210
Instrument DateMar 26, 2019
Instrument207210
Transaction TypeTransfer
Record UpdatedJun 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 COUNTY ROAD 522, CENTRE, AL 35960-8564

Mortgage

Document Number0000207391
DateMay 15, 2019
Instrument207391
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,000 (+1.06%) Land $1,000 Building $20,000$209,900 (+1.11%) Land $10,000 Building $199,900
2023Additional exemption filed$20,780$207,600 Land $5,500 Building $202,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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