Cherokee County property record for 265 Co Rd 522, Centre, AL 35960 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,072 sqft Living Area |
| Lot Size | 34,412 sqft (0.79 acres) |
| Garage | 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $171,400 (2019) |
| Primary APN | 13-14-06-24-0-000-028.005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 2,072 sqft Living Area |
| 1st Floor | 2,072 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 34,412 sqft (0.79 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Deck Area | 192 sqft Deck |
| Porch Area | 60 sqft Porch |
| Account Number | 207664 |
|---|---|
| Street Address | 265 COUNTY ROAD 522 |
| City | CENTRE |
| State | AL |
| Zip | 35960-8564 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR; N 1260';W 587'TO POB;S 264.8';W 130';N265.33';E 130'TO POB |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 24 |
| Legal Subdivision | WILLOW COVE ESTATES |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CENTRE |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 956000 |
Source: Cherokee County records · APN 13-14-06-24-0-000-028.005
Assessment roll updated December 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 COUNTY ROAD 522, CENTRE, AL 35960-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 16, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage ADVANCE MORTGAGE & INVESTMENT |
| Apr 30, 2019 | Quit Claim Deed, Transfer · Veterans Administration Mortgage FIRST FEDERAL BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | May 25, 2005 |
| Deed Doc Number | 2019207210 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 265 COUNTY ROAD 522, CENTRE, AL 35960-8564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 COUNTY ROAD 523, CENTRE, AL 35960 |
| Document Number | 0000242245 |
|---|---|
| Date | Feb 02, 2026 |
| Instrument | 242245 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 265 COUNTY ROAD 522, CENTRE, AL 35960-8564 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000217116 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 217116 |
| Name | ADVANCE MORTGAGE & INVESTMENT |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Apr 30, 2019 |
| Property Address | 265 COUNTY ROAD 522, CENTRE, AL 35960-8564 |
| Document Number | 0000207210 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 207210 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 COUNTY ROAD 522, CENTRE, AL 35960-8564 |
| Document Number | 0000207391 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 207391 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,000 (+1.06%) Land $1,000 Building $20,000 | $209,900 (+1.11%) Land $10,000 Building $199,900 | |
| 2023 | Additional exemption filed | $20,780 | $207,600 Land $5,500 Building $202,100 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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