265 Cloverhill Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 265 Cloverhill Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,107 sqft · built 1967
Lot Size	0.214 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Apr 1990)
Tax Bill	$4,652 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`540-0032-0052-00`

Property Details

APN / Parcel Number

Primary APN	`540-0032-0052-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,107 sqft Living Area
1st Floor Area	1,139 sqft
2nd Floor Area	968 sqft
Basement Area	1,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	114 ft deep x 89 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	65 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	265 CLOVERHILL TER
City	CINCINNATI
State	OH
Zip	45238-6030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERHILL TER 89.40 X 114.32 IRR-LOT 27 CLOVERHILL SUB BL B
Legal Subdivision	CLOVERH ILL SUB
Legal Block	B
Legal Lot Number	27
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4000
Census Tract	21421

Owner

265 Cloverhill Ter is owned and occupied by two individuals who bought it in April 1990.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 CLOVERHILL TER, CINCINNATI, OH 45238-6030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Transfer on Death Deed, Transfer
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1990 · Amount on File
Deed Sale	Apr 30, 1990 · Amount on File
Record Updated	Jun 8, 2026

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 22, 2021
Property Address	265 CLOVERHILL TER, CINCINNATI, OH 45238-6030
Document Number	0000089400
Book / Page	14464 / 1589
Map Reference	MB 112 PG 95&96
Instrument Date	Jun 18, 2021
Instrument	2021-0089400
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	265 CLOVERHILL TER, CINCINNATI, OH 45238-6030

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	265 CLOVERHILL TER, CINCINNATI, OH 45238-6030
Document Number	0000052494
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CLOVERHILL TER CINCINNATI OH 452386030, CINCINNATI, OH 45238-6030

Mortgage

Document Number	0000052494
Date	Jun 20, 2018
Book Page	013693/000379
Instrument	52494

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 265 Cloverhill Ter was $4,652, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,652.00 (+2.51%)	$78,267 (-) Land $8,540 Building $69,727
2024	$4,538.00 (-0.31%)	$78,267 (-) Land $8,540 Building $69,727
2023	$4,552.00 (+29.8%)	$78,267 (+46.06%) Land $8,540 Building $69,727	$223,620 Land $24,400 Building $199,220
2022	$3,507.00 Homeowner's exemption	$53,586 Land $8,327 Building $45,259
2020			$153,100 Land $23,790 Building $129,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Cloverhill Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 265 Cloverhill Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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