265 Chestnut St, Spring City, PA 19475 Property Records

Chester County property record for 265 Chestnut St, Spring City, PA 19475

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 1,776 sqft · built 1900
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jun 2014)
Tax Bill$446 (2026)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-4-439

Property Details

APN / Parcel Number

Primary APN14-4-439
Alternative APNs
  • 1404 04390000
  • 1404 0439

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
Basement Area700 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area6,360 sqft (0.146 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address265 CHESTNUT ST
CitySPRING CITY
StatePA
Zip19475-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT DWG & GAR
JurisdictionCHESTER PA
Township / Civil DivisionSPRING CITY
Census Block Group1
Census Block1011
Census Tract301100

Owner

265 Chestnut St is owned and occupied by an individual who bought it in June 2014.

Source: Chester County records, as of May 28, 2026

Owner of RecordIndividual Name on File
Mailing Address265 CHESTNUT ST, SPRING CITY, PA 19475-1920
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2014 · Amount on File
Deed SaleJun 3, 2014 · Amount on File
Deed Document Number201411348162
Deed Book / Page8931 / 1964
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address265 CHESTNUT ST, SPRING CITY, PA 19475-1920
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098530867
DateDec 5, 2018
Book Page9853/0867
Instrument11642396
Lender
NameSANTANDER BANK NA
TypeBank
AddressREADING, PA 19602
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 265 Chestnut St was $446.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
MunicipalitySpring City Borough
Unified School DistrictSpring-Ford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$446.00$100,220 Land $29,780 Building $70,440$106,040 Land $29,780 Building $76,260
2024$4,069.00$100,220 Land $29,780 Building $70,440
1998$106,040 Land $29,780 Building $76,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Chestnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1978–1996)
Most Recent ClaimOct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMERICAN ROYERSFORD
private · serves 49,508 people · EPA ID PA1150166
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut St

Nearby Streets

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