Amherst County property record for 265 Cheatham Rd, Monroe, VA 24574
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1981 |
| Lot Size | 1.25 acres (54,755 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,061 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88 A 16 |
| Primary APN | 88 A 16 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 54,755 sqft (1.25 acres) |
| Patio Area | 12 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 265 CHEATHAM RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | NEAR NAOLA ON RT 727 88 A 16 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4073 |
| Census Tract | 10100 |
265 Cheatham Rd is owned and occupied by an individual who acquired it in March 2022.
Source: Amherst County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 CHEATHAM RD, MONROE, VA 24574-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Intrafamily Transfer, Transfer |
| Sep 21, 2017 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 15, 2022 |
| Transfer Doc | 0000001226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Apr 1, 2022 |
| Property Address | 265 CHEATHAM RD, MONROE, VA 24574-3010 |
| Document Number | 0220001226 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 220001226 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 265 CHEATHAM RD, MONROE, VA 24574-3010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170002840 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 170002840 |
| Name | FIRST CITIZENS BANK & TRUST COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2024 |
The 2026 property tax bill for 265 Cheatham Rd was $1,061, up 65.5% from the year before.
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,061.00 (+65.52%) | $105,200 Land $25,800 Building $79,400 | $189,500 Land $30,900 Building $158,600 |
| 2025 | $641.00 | ||
| 2024 | $105,200 Land $25,800 Building $79,400 | $105,200 Land $25,800 Building $79,400 | |
| 2023 | $641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Cheatham Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1985–2016) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Cheatham Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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