265 Central St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 265 Central St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,600 (Sep 2021)
Tax Bill	$4,178 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:025 L:084`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:025 L:084`
Alternative APNs	`M:025 B:084` `965`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	265 CENTRAL ST
City	WESTBROOK
State	ME
Zip	04092-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	84
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	3
Census Block	3016
Census Tract	2902

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 CENTRAL ST, WESTBROOK, ME 04092-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC REGIONAL FCU
Oct 2, 2017	Warranty Deed, Subdivision Related Transfer MERRIMACK MTG
Jul 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	202163570
Deed Book / Page	38614 / 49
Transfer Doc	0341840133
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Sep 1, 2021
Property Address	265 CENTRAL ST, WESTBROOK, ME 04092-2717
Document Number	0386140049
Book / Page	38614 / 49
Instrument Date	Aug 31, 2021
Instrument	63570
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30 MAIN ST, LONDONDERRY, NH 03053-3152

Mortgage

Document Number	0000063571
Date	Sep 1, 2021
Instrument	63571

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Oct 2, 2017
Property Address	265 CENTRAL ST, WESTBROOK, ME 04092-2717
Document Number	0343580017
Book / Page	034358 / 000017
Instrument Date	Oct 2, 2017
Instrument	50413
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 SOUTH ST #202 BIDDEFORD ME 040052962, 202, BIDDEFORD, ME 04005-2962

Mortgage

Document Number	343580018
Date	Oct 2, 2017
Book Page	034358/000018
Instrument	50414

Lender

Name	MERRIMACK MTG
Type	Mortgage Company
Address	MANCHESTER, NH 03101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jul 25, 2017
Property Address	265 CENTRAL ST, WESTBROOK, ME 04092-2717
Document Number	0341840136
Book / Page	034184 / 000136
Instrument Date	Jul 25, 2017
Instrument	35953
Transaction Type	Transfer
Record Updated	Aug 28, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2351 SOUTH PORTLAND ME 04106, SOUTH PORTLAND, ME 04106

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,178.00 (+10.5%)	$250,500 (+19.91%) Land $92,800 Building $157,700
2022	$3,781.00	$208,900 Land $77,400 Building $131,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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