265 Cedar Pt, Galax, VA 24333 Property Records

Carroll County property record for 265 Cedar Pt, Galax, VA 24333

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Mar 2024)
Tax Bill	$1,139 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109-8-17`

Property Details

APN / Parcel Number

Primary APN	`109-8-17`
Alternative APN	`28208`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	28208
Street Address	265 CEDAR PT
City	GALAX
State	VA
Zip	24333-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL RIDGE I
Legal Subdivision	QUAIL RIDGE SUBDIVISION PHASE ONE
Jurisdiction	CARROLL VA
Township / Civil Division	PIPER GAP
Census Block Group	1
Census Block	1032
Census Tract	80401

Owner

265 Cedar Pt is owned and occupied by two individuals who bought it in March 2024.

Source: Carroll County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 CEDAR PT, GALAX, VA 24333-4242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 1, 2024	Deed, Transfer
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 4, 2019	Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	2024635
Deed Book / Page	1233 / 25
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL VA
Property Address	265 CEDAR PT, GALAX, VA 24333-4242
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CEDAR PT, GALAX, VA 24333-4242

Mortgage

Document Number	001273/141
Date	Dec 1, 2025
Book Page	1273/141
Instrument	250003957

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL VA
Recording Date	Mar 1, 2024
Property Address	265 CEDAR PT, GALAX, VA 24333-4242
Document Number	0001233/25
Book / Page	1233 / 25
Instrument Date	Jan 23, 2024
Instrument	240000635
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Tax	$109.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	265 CEDAR PT, GALAX, VA 24333-4242

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL VA
Property Address	265 CEDAR PT, GALAX, VA 24333-4242
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1158/794
Date	Mar 5, 2021
Book Page	1158/794
Instrument	210000820

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL VA
Recording Date	Nov 4, 2019
Property Address	265 CEDAR PT, GALAX, VA 24333-4242
Document Number	1124/0266
Book / Page	1124 / 0266
Map Reference	MB 606 PG 888
Instrument Date	Oct 30, 2019
Instrument	1903605
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CEDAR PT, GALAX, VA 24333-4242

Mortgage

Document Number	1903606
Date	Nov 4, 2019
Instrument	1903606

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 265 Cedar Pt was $1,139.

Source: Carroll County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,139.00	$232,600 (-) Land $18,000 Building $214,600	$232,600 (-) Land $18,000 Building $214,600
2025	$1,139.00	$232,600 Land $18,000 Building $214,600	$232,600 Land $18,000 Building $214,600
2023	$889.00	$150,700 Land $16,000 Building $134,700	$150,700 Land $16,000 Building $134,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Cedar Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Cedar Pt is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Pt

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