265 Cedar Dr, Gypsum, CO 81637 Property Records

Eagle County property record for 265 Cedar Dr, Gypsum, CO 81637

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,800 sqft · built 1994
Lot Size1.42 acres (61,855 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Feb 2023)
Tax Bill$3,025 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Mar 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNR024109

Property Details

APN / Parcel Number

Primary APNR024109
Alternative APN
  • 2111 064 05 013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,800 sqft Living Area
Gross Area4,264 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area61,855 sqft (1.42 acres)
Garage Area567 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR024109
Old Parcel Number211106405013
Street Address265 CEDAR DR
CityGYPSUM
StateCO
Zip81637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: BERTROCH SUB FIL 5 LOT: 23
Legal Township211
Legal SubdivisionBERTROCH SUB FIL 5
Legal Lot Number23
JurisdictionEAGLE CO
Township / Civil DivisionEAGLE-GYPSUM
Census Block Group5
Census Block5004
Census Tract200

Owner

Source: Eagle County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 4152, EAGLE, CO 81631-4152
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Special Warranty Deed, Transfer · Conventional Mortgage
BOKF NA
Mar 10, 2021Deed of Trust, Mortgage · Line of Credit
MESA COUNTY TEACHERS FCU
Aug 14, 2020Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Aug 22, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC
Aug 17, 2017Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2023 · Amount on Record
Deed SaleFeb 21, 2023 · Amount on Record
Prior SaleAug 14, 2020 · Amount on Record
Deed Document Number202302126
Record UpdatedJun 8, 2026

February 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEAGLE CO
Recording DateFeb 21, 2023
Property Address265 CEDAR DR, GYPSUM, CO 81637
Document Number0000002126
Map ReferenceDOC 196559
Instrument DateFeb 17, 2023
Instrument202302126
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$85.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address265 CEDAR DR, GYPSUM, CO 81637

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 4152, GYPSUM, CO 81637-4152

Mortgage

Document Number0000002129
DateFeb 21, 2023
Instrument202302129
Lender
NameBOKF NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAGLE CO
Property Address265 CEDAR DR, GYPSUM, CO 81637
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202105585
DateMar 10, 2021
Instrument202105585
Lender
NameMESA COUNTY TEACHERS FCU
TypeCredit Union
AddressGRAND JUNCTION, CO 81502
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 9, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAGLE CO
Recording DateAug 14, 2020
Property Address265 CEDAR DR, GYPSUM, CO 81637
Document Number0000013392
Map ReferenceDOC 196559
Instrument DateAug 13, 2020
Instrument202013392
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$71.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address265 CEDAR DR, 265, GYPSUM, CO 81637

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 4061, GYPSUM, CO 81637-4061

Mortgage

Document Number0000013393
DateAug 14, 2020
Instrument202013393
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAGLE CO
Property Address265 CEDAR DR, GYPSUM, CO 81637
Document Number0000013983
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 CEDAR DR GYPSUM CO 81637, GYPSUM, CO 81637

Mortgage

Document Number0000013983
DateAug 27, 2019
Instrument13983
Lender
NameFIGURE LNDG LLC
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 26, 2049
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAGLE CO
Property Address265 CEDAR DR, GYPSUM, CO 81637
Document Number0000017331
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedOct 4, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address265 CEDAR DR GYPSUM CO 81637, GYPSUM, CO 81637

Mortgage

Document Number0000017331
DateSep 8, 2017
Instrument17331
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 7, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Eagle County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyEagle County
MunicipalityGypsum Town
Unified School DistrictEagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,025.00 (-11.19%)$47,910 (-18.7%) Land $14,380 Building $33,530$766,430 (-12.87%) Land $230,000 Building $536,430
2023$3,406.00$58,930 Land $14,500 Building $44,430$879,600 Land $216,460 Building $663,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GYPSUM
serves 15,272 people · EPA ID CO0119329
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Visionary Broadband
Fixed Wireless
100 / 20

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