265 Calle Serra Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 265 Calle Serra Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,103 sqft · built 1984
Lot Size	3.04 acres (132,597 sqft)
Owner	2 Trust Names on File
Last Sale	$3,400,000 (May 2025)
Tax Bill	$26,952 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-421-04`

Property Details

APN / Parcel Number

Primary APN	`037-421-04`
Alternative APN	`037-421-04-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	4,103 sqft Living Area
Gross Area	4,839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	132,597 sqft
View / Lot	Ocean
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Deck Area	2,426 sqft
Patio Area	2,426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	265 CALLE SERRA RD
City	APTOS
State	CA
Zip	95003-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	TR 946
Legal Subdivision	CABRILLO COUNTRY ESTATES TR #946
Legal Tract	946
Legal Lot Number	4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2009
Census Tract	122001

Owner

265 Calle Serra Rd is owner-occupied and held in a trust since May 2025.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	265 CALLE SERRA RD, APTOS, CA 95003-2720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Prior Sale	Oct 13, 2017 · Amount on File
Deed Document Number	202510276
Prior Transfer Date	Feb 2, 2013
Prior Transfer Doc	0000007420
Record Updated	Sep 20, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 13, 2017
Property Address	265 CALLE SERRA RD, APTOS, CA 95003-2720
Document Number	0000034386
Instrument Date	Oct 9, 2017
Instrument	34386
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,244.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	265 CALLE SERRA RD APTOS CA 950032720, APTOS, CA 95003-2720

Mortgage

Document Number	34387
Date	Oct 13, 2017
Instrument	34387

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 265 Calle Serra Rd was $26,952 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,047,479 (-11.79%) Land $1,494,659 Building $552,820
2025	$26,952.00	$2,321,172 Land $1,638,474 Building $682,698
2023	$24,769.00 (+0.76%)	$2,231,038 Land $1,574,850 Building $656,188	$2,176,470
2022	$24,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Calle Serra Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Calle Serra Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications, Verizon.