Providence City property record for 265 Benefit St, Providence, RI 02903
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 4 ba · 5,216 sqft · built 1846 |
| Lot Size | 0.129 acres (5,605 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,630,000 (Jul 2021) |
| Tax Bill | $27,016 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:12 L:280 |
| Primary APN | PROV M:12 L:280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Units | 4 Units |
| Stories | 4 Stories |
| Building Area | 5,216 sqft Living Area |
| Gross Area | 7,788 sqft |
| 1st Floor Area | 1,980 sqft |
| Attic | Attic |
| Attic Area | 680 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1846 |
|---|---|
| Effective Year Built | Effective 1846 |
| Architectural Style | Historical |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,605 sqft (0.129 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7219 |
|---|---|
| Street Address | 265 BENEFIT ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02903-2709 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R-1 |
| Legal Lot Number | 280 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 3602 |
Source: Providence City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 136 TRANSIT ST, PROVIDENCE, RI 02906-1024 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Jul 12, 2021 | Warranty Deed, Transfer |
| Jul 2, 2021 | Deed, Transfer · Stand-Alone First Mortgage COBBLE HILL DEVELOPMENT LLC |
| Feb 9, 2018 | Warranty Deed, Transfer COASTWAY COMMERCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Prior Sale | Feb 9, 2018 · Amount on Record |
| Deed Document Number | 2021292229 |
| Deed Book / Page | 13198 / 237 |
| Last Transfer Date | Jul 3, 2021 |
| Transfer Doc | 0013208-54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 265 BENEFIT ST, PROVIDENCE, RI 02903-2709 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013297-113 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 13297/113 |
| Instrument | 2021299826 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Jul 12, 2021 |
| Property Address | 265 BENEFIT ST, PROVIDENCE, RI 02903-2709 |
| Document Number | 0013208-54 |
| Book / Page | 13208 / 54 |
| Instrument Date | Jul 3, 2021 |
| Instrument | 2021292901 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Jul 2, 2021 |
| Property Address | 265 BENEFIT ST, PROVIDENCE, RI 02903-2709 |
| Document Number | 013198-237 |
| Book / Page | 13198 / 237 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021292229 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021292230 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021292230 |
| Name | COBBLE HILL DEVELOPMENT LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Feb 9, 2018 |
| Property Address | 265 BENEFIT ST, PROVIDENCE, RI 02903-2709 |
| Document Number | 011958-104 |
| Book / Page | 11958 / 104 |
| Instrument | 192372 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0119580106 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 11958/0106 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 9, 2048 |
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $27,016.00 (+2.7%) | $1,929,700 (+34.61%) Land $550,800 Building $1,378,900 |
| 2023 | $26,307.00 (+3.09%) | $1,433,600 (-) Land $387,600 Building $1,046,000 |
| 2022 | $25,518.00 | $1,433,600 Land $387,600 Building $1,046,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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