265 Beech St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 265 Beech St, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,170 sqft · built 1928
Lot Size	0.117 acres (5,104 sqft)
Owner	Individual Name on File
Last Sale	$369,500 (Nov 2011)
Tax Bill	$7,278 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:26 P:000014 S:U:265`

Property Details

APN / Parcel Number

Primary APN	`BELM M:26 P:000014 S:U:265`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	265 BEECH ST
City	BELMONT
State	MA
Zip	02478-2403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2011
Census Tract	357800

Owner

265 Beech St, a condominium, is owned and occupied by an individual who bought it in November 2011.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	265 BEECH ST, BELMONT, MA 02478-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Nov 22, 2017	Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC
Dec 27, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Nov 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2011 · Amount on File
Deed Sale	Nov 10, 2011 · Amount on File
Prior Sale	Mar 21, 2011 · Amount on File
Deed Book / Page	57843 / 534
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Recording Date	May 27, 2026
Property Address	265 BEECH ST, BELMONT, MA 02478-2403
Document Number	085646-498
Book / Page	85646 / 498
Instrument Date	May 20, 2026
Instrument	202660867
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 BEECH ST, BELMONT, MA 02478-2403

Mortgage

Document Number	0000060867,
Date	May 27, 2026
Book Page	85646/498
Instrument	202660867

Lender

Name	GOODLEAP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	265 BEECH ST, BELMONT, MA 02478-2403
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082181-132
Date	Nov 6, 2023
Book Page	82181/132
Instrument	126829

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	265 BEECH ST, BELMONT, MA 02478-2403
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70280-509
Date	Nov 22, 2017
Book Page	70280/509
Instrument	190764

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	265 BEECH ST, BELMONT, MA 02478-2403
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72065-189
Date	Dec 27, 2018
Book Page	72065/189
Instrument	196835

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	265 BEECH ST, BELMONT, MA 02478-2403
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73690-438
Date	Nov 21, 2019
Book Page	73690/438
Instrument	183058

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 265 Beech St was $7,278.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,278.00	$639,000 Building $639,000	$846,925 (-0.9%)
2024			$854,620
2023	$6,598.00	$587,000 Building $587,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 265 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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