Cherokee County property record for 265 Audrey Ln, Centre, AL 35960 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2019 |
| Square Footage | 1,564 sqft Living Area |
| Lot Size | 20,473 sqft (0.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2019) |
| Tax Bill | $1,832.00 (2025) |
| Primary APN | 13-14-06-23-4-001-001.020 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,564 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,473 sqft (0.47 acres) |
| Account Number | 215578 |
|---|---|
| Street Address | 265 AUDREY LN |
| City | CENTRE |
| State | AL |
| Zip | 35960-2345 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLOCK A WINDHAVEN SUBSIVISION 13/94 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 23 |
| Legal Subdivision | WINDHAVEN SUBSIVISION |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CENTRE |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 956000 |
Source: Cherokee County records · APN 13-14-06-23-4-001-001.020
Assessment roll updated December 1, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 AUDREY LN, CENTRE, AL 35960-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Jul 22, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage CARDINAL FINANCIAL CO |
| Sep 25, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ACOPIA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Deed Doc Number | 2019209225 |
| Last Transfer Date | Oct 05, 2020 |
| Transfer Doc | 0000214669 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 265 AUDREY LN, CENTRE, AL 35960-2345 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000215577 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 215577 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jul 22, 2022 |
| Property Address | 265 AUDREY LN, CENTRE, AL 35960-2345 |
| Document Number | 0000225408 |
| Map Reference | PB 8 PG 71 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 225408 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 265 AUDREY LN, CENTRE, AL 35960-2345 |
| Document Number | 0000225409 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 225409 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 25, 2019 |
| Property Address | 265 AUDREY LN, CENTRE, AL 35960-2345 |
| Document Number | 0000209225 |
| Map Reference | PB 8 PG 71 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 209225 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1215 BIG NOSE DR, CENTRE, AL 35960-2443 |
| Name | Verified Name |
|---|---|
| Address | 195 HENSON ST, CENTRE, AL 35960-2342 |
| Document Number | 0000209226 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 209226 |
| Name | ACOPIA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,832.00 | $38,980 (-) Land $5,000 Building $33,980 | $194,900 (-) Land $25,000 Building $169,900 |
| 2024 | $1,832.00 | $38,980 (-) Land $5,000 Building $33,980 | $194,900 (-) Land $25,000 Building $169,900 |
| 2023 | $1,832.00 (+130.15%) Homeowner's exemption | $38,980 (+115.6%) | $194,900 (+7.86%) Land $25,000 Building $169,900 |
| 2022 | $796.00 Homeowner's exemption | $18,080 Land $1,660 Building $16,420 | $180,700 Land $16,500 Building $164,200 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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