Bergen County and Oradell Borough property record for 265 Atlantic St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,508 sqft · built 1955 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,120,000 (Jul 2023) |
| Tax Bill | $25,254 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00322-0000-00009 |
| Primary APN | 44-00322-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 2,508 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 139300 |
|---|---|
| Street Address | 265 ATLANTIC ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | L49,50 75X100 |
| Legal Subdivision | PROPERTY/BROADWAY DEV |
| Legal Block | 322 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 265 ATLANTIC ST, ORADELL, NJ 07649-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 23, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on Record |
| Deed Sale | Jul 10, 2023 · Amount on Record |
| Prior Sale | Dec 23, 2022 · Amount on Record |
| Deed Document Number | 202344621 |
| Deed Book / Page | 5032 / 928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 10, 2023 |
| Property Address | 265 ATLANTIC ST, ORADELL, NJ 07649-2303 |
| Document Number | 0050320928 |
| Book / Page | 5032 / 928 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023044621 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,227.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 ATLANTIC ST, ORADELL, NJ 07649-2303 |
| Name | Verified Name |
|---|---|
| Address | 265 ATLANTIC ST, ORADELL, NJ 07649-2303 |
| Document Number | 2023044622 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023044622 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 23, 2022 |
| Property Address | 265 ATLANTIC ST, ORADELL, NJ 07649-2303 |
| Document Number | 0048890047 |
| Book / Page | 4889 / 47 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022116634 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 ATLANTIC ST, ORADELL, NJ 07649-2303 |
| Name | Verified Name |
|---|---|
| Address | 265 ATLANTIC ST, ORADELL, NJ 07649-2303 |
| Document Number | 2022116635 |
|---|---|
| Date | Dec 23, 2022 |
| Instrument | 2022116635 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,144,400 (+4%) Land $412,500 Building $731,900 | $1,144,400 (+4%) Land $412,500 Building $731,900 | |
| 2025 | $25,254.00 (-0.87%) | $1,100,400 (+150.77%) Land $390,000 Building $710,400 | $1,100,400 (+150.77%) Land $390,000 Building $710,400 |
| 2024 | $25,475.00 (+131.78%) | ||
| 2023 | $438,800 (+4.38%) Land $276,300 Building $162,500 | $438,800 (+4.38%) Land $276,300 Building $162,500 | |
| 2022 | $10,991.00 (+0.5%) Veteran's exemption | $420,400 Land $266,300 Building $154,100 | $420,400 Land $266,300 Building $154,100 |
| 2021 | $10,936.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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