265 Andover Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 265 Andover Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,605 sqft · built 1990
Lot Size	4.32 acres (188,340 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Dec 2018)
Tax Bill	$10,471 (2026)
Deeds & Mortgages	Jul 2021 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0034 B:0055 L:3`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0034 B:0055 L:3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,605 sqft Living Area
Gross Area	5,112 sqft
Basement Area	2,060 sqft
Unfinished Basement	515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	188,340 sqft (4.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	265 ANDOVER RD
City	BILLERICA
State	MA
Zip	01821-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Subdivision	BILLERICA
Legal Block	55
Legal Lot Number	3
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	3
Census Block	3017
Census Tract	316101

Owner

265 Andover Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	265 ANDOVER RD, BILLERICA, MA 01821-1447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME CHOICE FUNDING
Dec 14, 2018	Quit Claim Deed, Transfer · VA Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Prior Sale	Nov 4, 2003 · Amount on File
Deed Book / Page	32643 / 124
Prior Transfer Date	Dec 10, 2018
Prior Transfer Doc	032643-124
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	265 ANDOVER RD, BILLERICA, MA 01821-1447
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	036037-182
Date	Jul 23, 2021
Book Page	36037/182
Instrument	43348

Lender

Name	PRIME CHOICE FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Dec 14, 2018
Property Address	265 ANDOVER RD, BILLERICA, MA 01821-1447
Document Number	32643-124
Book / Page	032643 / 000124
Instrument Date	Dec 10, 2018
Instrument	54635
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,736.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	265 ANDOVER RD BILLERICA MA 018211447, BILLERICA, MA 01821-1447

Mortgage

Document Number	32643-127
Date	Dec 14, 2018
Book Page	032643/000127
Instrument	54636

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 265 Andover Rd was $10,471, up 3.4% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,471.00 (+3.41%)	$901,900 (+1.27%) Land $399,900 Building $501,200	$838,280 (-)
2025	$10,126.00 (+7.79%)	$890,600 (+7.03%) Land $388,600 Building $502,000	$838,280 (+3.42%)
2024	$9,394.00 (+2.41%)	$832,100 (+7.67%) Land $351,600 Building $480,500	$810,540
2023	$9,173.00	$772,800 Land $300,600 Building $472,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Andover Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	21 units insured incl. 2 condo units
Nearby Flood Claims	19 (1979–2010)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 2 claims Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Andover Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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