265 Amberleigh Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 265 Amberleigh Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,430 sqft · built 1997
Lot Size	0.257 acres (11,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2016)
Tax Bill	$8,763 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-03091320`

Property Details

APN / Parcel Number

Primary APN	`05-03091320`
Alternative APN	`03091320`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,430 sqft Living Area
Gross Area	5,640 sqft
1st Floor Area	1,999 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,186 sqft (0.257 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03091320
Street Address	265 AMBERLEIGH DR
City	SILVER SPRING
State	MD
Zip	20905-5992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	PLAT 19618 NORTH SHERWOOD FOREST
Legal Subdivision	NORTH SHERWOOD FOREST
Legal Block	H
Legal Lot Number	23
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	701507

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 AMBERLEIGH DR, SILVER SPRING, MD 20905-5992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on Record
Deed Sale	Aug 26, 2016 · Amount on Record
Prior Sale	Mar 5, 1998 · Amount on Record
Deed Book / Page	52702 / 496
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	265 AMBERLEIGH DR, SILVER SPRING, MD 20905-5992
Transaction Type	Mortgage
Record Updated	Jun 5, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 AMBERLEIGH DR, SILVER SPRING, MD 20905-5992

Mortgage

Document Number	0670200481
Date	May 22, 2023
Book Page	67020/481

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Jan 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	265 AMBERLEIGH DR, SILVER SPRING, MD 20905-5992
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 AMBERLEIGH DR, SILVER SPRING, MD 20905-5992

Mortgage

Document Number	0642550022
Date	Oct 13, 2021
Book Page	64255/22

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,600 (+4.86%) Land $242,600 Building $570,000	$812,600 (-) Land $242,600 Building $570,000
2025	$8,763.00 (+20.9%)	$774,933 (+10.77%)	$812,600 (+16.15%) Land $242,600 Building $570,000
2023		$699,600 Land $242,600 Building $457,000	$699,600 Land $242,600 Building $457,000
2022	$7,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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