265 116th Street Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 265 116th Street Ocean, Marathon, FL 33050

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,512 sqft · built 1956
Lot Size0.063 acres (2,750 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Jun 2019)
Tax Bill$6,662 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00345680-000000

Property Details

APN / Parcel Number

Primary APN00345680-000000
Alternative APNs
  • 05663300345680000000
  • 1423556

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2015
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area2,750 sqft (0.063 acres)
Lot Dimensions50 ft deep x 55 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area182 sqft
Deck Area96 sqft
Patio Area192 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1423556
Street Address265 116TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3644
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeIS
Legal DescriptionLT 36 LITTLE VENICE NO 2 KEY VACA OR434-360 OR710-701 OR781-242 OR1090-6 OR1108-1516 OR1108-1517 OR1575-1490 OR2027-1576R/S OR2231-692/94 OR2390-1095/96 OR2443-643 OR2968-1708
Legal Range33E
Legal Township66S
Legal Section05
Legal SubdivisionLITTLE VENICE NO2
Legal Lot Number36
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971100

Owner

Source: Monroe County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28024 SW 168TH CT, HOMESTEAD, FL 33030-2000
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
1ST FINANCIAL INC
Jun 6, 2019Warranty Deed, Transfer · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2019 · Amount on Record
Deed SaleJun 6, 2019 · Amount on Record
Prior SaleDec 7, 2009 · Amount on Record
Deed Document Number20192223541
Deed Book / Page2968 / 1708
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address265 116TH STREET OCEAN, MARATHON, FL 33050-3644
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28024 SW 168 CT, MIAMI, FL 33030

Mortgage

Document Number0030632161
DateDec 18, 2020
Book Page3063/2161
Instrument2295780
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 6, 2019
Property Address265 116TH STREET OCEAN, MARATHON, FL 33050-3644
Document Number0029681708
Book / Page2968 / 1708
Map ReferenceVOL 3 PG 26
Instrument DateMay 24, 2019
Instrument2223541
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11602 116TH STREET, 11602, MARATHON, FL 33050

Transferred To (Grantee/Buyer)

NameVerified Name
Address28024 SW 168TH CT, HOMESTEAD, FL 33030-2000

Mortgage

Document Number0029681710
DateJun 6, 2019
Instrument2968-1710
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,662.00 (+1.38%)$679,267 (+1.17%) Land $418,000 Building $261,267$679,267 (+1.17%) Land $418,000 Building $261,267
2024$6,571.00 (+5.86%)
2023$6,207.00 (+7.85%)$671,435 (+6.14%) Land $391,875 Building $279,560$671,435 (+6.14%) Land $391,875 Building $279,560
2022$5,755.00$632,589 Land $349,250 Building $283,339$632,589 Land $349,250 Building $283,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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